Commercial Mortgages

Dedicated, responsive, knowledgeable

  • Property specialists who understand your industry
  • Funding for refinance or purchase, for business owners or investors
  • Lending to a wide range of industry sectors
  • Flexible terms between 1 and 25 years
  • Quick decisions

Expert teams

Bank of Scotland has built up teams of experts to support and advise industry sectors that require specialist financial products for their business. Each specialist team understands its industry, knows the types of property you require and the particular issues you face. We can advise you on the most appropriate finance options, then help tailor the product to meet your needs.

Whether you are a sole trader, a limited company or investing in a pension scheme or offshore trust we can help you with a range of funding for the following:

  • Investing in single units or substantial portfolios
  • Owner-occupiers wishing to purchase a property
  • Refinancing to release the equity locked into your property or portfolio, or to improve the terms of your property financing
  • Acquiring land or property to expand your business

Flexible terms

Bank of Scotland mortgages are designed to fit in with your plans, so we can adjust the term to suit your needs, usually between 1 and 25 years.

Your property may be repossessed if you do not keep up repayments on your mortgage.