The Bank of Scotland Plus Credit Card
Switch to the Bank of Scotland Plus Credit Card and you could save money with our generous 0% for the first 18 months on balance transfers (3% balance transfer fee applies).
As well as the balance transfer savings, you can also spread the cost of purchases with 0% for the first 3 months.
- 0% for 18 months on balances transfers (plus 3% fee).
- 0% for 3 months on purchases.
- Bank of Scotland MasterCard offers including fantastic deals and discounts on travel, entertainment and shopping.
| Representative Example: | ||
| Based on borrowing £1,200 and repaying over 12 months | the representative rate would be 16.9% APR (variable). | The purchase rate is 16.94% pa (variable). |
| Credit limits and interest rates will vary based on your individual circumstances. | ||
For more detailed information please view the summary box (pdf)
To benefit from 0% rate, you must stay within your credit limit and make your monthly payments on time. Balance transfers can be made from most credit and some store cards, excluding other Halifax or Bank of Scotland products.

Credit available subject to status to UK residents aged 18 or over. Bank of Scotland plc, Registered in Scotland No.SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised and Regulated by the Financial Services Authority. We subscribe to The Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk. Your APR Explained - View our Bank of Scotland All In One Credit Card Personal Pricing (new window).


