ISAs

Save. Or save tax free. With our range of Cash ISAs, make the most of your ISA allowance.

Guide to ISAs

View our guide to ISAs to find out about the different types of ISAs available to you. This will also show you how to get the best out of your existing ISA.

 Find out more 

Existing cash ISA customers

If you're an existing customer looking to make changes to your Bank of Scotland Cash ISA, we have two options that may interest you.

> Renew your existing Cash ISA
> Provide your maturity instructions

Fixed Cash ISA

  • Fixed rate of interest so you know exactly how much you’ll earn
  • Choose a length of term that suits you
  • Save between £500 and £15,240, less any amount invested in a stocks & shares ISA in the same tax year

 Fixed Cash ISA

Access Cash ISA

  • Easy access to your money via branch, telephone or Internet Banking
  • The flexible way to make the most of your ISA allowance
  • Save up to £15,240 less any amount invested in a stocks & shares ISA in the same tax year

 Access Cash ISA

Stocks & Shares ISA

  • Choose from our three managed growth funds
  • No fixed term – switch between funds or sell at any time
  • Invest up to £15,240 less any amount invested in a cash ISA in the same tax year.

 Stocks & Shares ISA

Self-Select Stocks & Shares ISA

  • You choose which shares and funds you invest in from seven world markets
  • Low cost dealing and administration charges
  • Invest up to £15,240 less any amount invested in a cash ISA in the same tax year.

 Self-Select Stocks & Shares ISA

Junior Cash ISA

  • Long term tax free savings for children
  • Open from just £1
  • Save up to £4,080, less any amount paid into a Junior Stocks & Shares ISA in the same tax year.

 Junior Cash ISA

Junior Stocks & Shares ISA

  • Invests in the Scottish Widows UK Tracker Fund for the benefit of your child
  • Open with an initial investment of only £20 or set up a regular direct debit payment of at least £20 per month
  • Invest up to £4,080 less any amount invested in a Junior Cash ISA in the same tax year.

 Junior Stocks & Shares ISA

Please remember that the value of an investment and the income from it can go down as well as up and you may get back less than you invested. If you are in any doubt about making your own investment decisions we recommend you seek advice from a suitably qualified financial adviser.

Tax treatment depends on your individual circumstances and may change in the future.

Your money is protected by the FSCS


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