Loans calculator

See how much you could borrow with a Bank of Scotland personal loan over 1 to 5 years, using our loan calculator. Please note we do offer loans over 1 to 7 years, log in to receive your personalised quote.



Lower amount
 Higher amount


12 months

60 months

Less months
More months


Monthly repayments


Total amount repayable


Representative APR



Our loan features

  • From £1,000 to £25,000
  • Overpay
  • Over 1 to 7 years
  • Fixed repayments
  • Quick, easy and secure

Log in to apply
Current account customers registered for Internet
Apply now
Current account customers not registered for Internet Banking

Find out more

Other amounts

(because of interest rates it can sometimes cost less to borrow more)

Representative example

You could borrow £7,500 over 60 months with 60 monthly repayments of £167.57. The total amount repayable will be £10,054.35 at 12.9% APR representative, and an annual interest rate (fixed) 12.19%.