YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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How much could I borrow?

Bank of Scotland are proud to offer our customers mortgages provided by Halifax who have over 160 years' experience helping people own their homes.

Find out how much you could borrow and compare monthly payments using the Halifax mortgage calculator.

Buying your first home

We can help give you the confidence to step on to the property ladder.

Moving home

Find the right mortgage for your new home.

Move your mortgage to us

Looking for a better mortgage rate?

Existing customer?


If you have an existing Bank of Scotland or Halifax mortgage you can find out about the range of deals we have and how you can manage your mortgage.

Time to remortgage?


Get a little extra help with our Remortgage Service. On selected remortgages:

  • we'll pay our own legal fees
  • we wont charge you for the property assessment

Bank of Scotland offers Halifax mortgages

Heard talk of a Bank of England rate change?

Changes in the Bank of England Bank Rate could affect your mortgage. What may happen to your mortgage repayments?

Existing Bank of Scotland mortgage customers

Existing Halifax mortgage customers