50% off mortgage product fees

There are lots of extra costs to cope with when you buy a new home – legal fees, valuation fees and stamp duty. And once you’ve moved in, there are often plenty more things to pay for.

That’s why as well as offering a competitive rate, we’ve also cut our mortgage product fees in half* whether you’re a:

First time buyer

Home mover

Remortgaging to us, or

Buying a property to let out

(Bank of Scotland offers Halifax mortgages and these links will take you to the Halifax website).

Apply for your new mortgage by 9 August 2010, and whatever your mortgage requirements, you’ll have less to spend on fees and a little more to spend on your home.

If you’re a first time buyer, Home Mover or an Ultimate Current Account holder, 50% off our mortgage product fees is just the start. We’ve got more mortgage deals to help save you money for the things you really want for your new home.

If you’re a First Time Buyer you could also receive a free property assessment, free purchase conveyancing worth around £450 (though you will still have to pay disbursements) and up to £500 cash back, depending on the product you opt for.

In addition, you can also enjoy an exclusive discount of at least 0.20% off your mortgage rate**. All you need to do is open a current account with us and pay in £1000 per calendar month or open an Ultimate Reward Current Account. The Ultimate Reward Current Account comes with a bundle of helpful money saving features for just £12.50 a month.

Our great mortgage deals apply if you’re a Home Mover too. Enjoy at least a 0.20% discount off your mortgage rate** depending on the rate you choose, as well as free purchase conveyancing worth around £450. All you need to do is open a current account with us and pay in £1000 per calendar month or open an Ultimate Reward Current Account that comes with a bundle of helpful money saving features for just £12.50 a month.

If you’re already an Ultimate Reward Current Account customer and take out our First Time Buyer or Home Mover product we’ll give you an additional £150 bonus. If you don’t have an Ultimate Reward Current Account, why not talk to us about the range of benefits that come with this account for just £12.50 a month.

For further information call us on
08457 27 37 47
(we’re open Monday to Friday 8am to 8pm, Saturday 9am to 4pm).

Or come and speak to a mortgage adviser in branch

Bank of Scotland offers Halifax mortgages.

* Terms and conditions apply. This offer is only available for First Time Buyers, Home Movers, Remortgages and Buy to Let mortgages. This offer is not available via mortgage intermediaries, or on Product Transfers or Further Advances. **This applies to the initial rate, but not to any subsequent rates charged on your mortgage.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE