Investment solutions

Become a client

Talk to us about how our expert service can help you with your aspirations and goals.

For access to advice from a Private Banking and Advice Manager, you’ll need at least £250,000 in savings, investments and/or personal pensions and/or a sole annual income of at least £250,000.

Before we provide you with any services or products, we will explain and agree with you what advice can be given, the products and services this advice covers and any charges that will apply.

Trying to decide where to invest your money is not a straightforward matter. It’s important to clearly identify the factors that will lead to the right investment decisions for you – your investment objectives and your attitude to risk, whether you’re looking for long term growth, or looking to take an income from your capital for example. We have a few different options:

  • The Investment Portfolio Service
    A discretionary portfolio management service provided by Lloyds Bank Private Banking Limited, also available to Bank of Scotland Private Banking clients. There are a range of investment profiles to choose from, each designed to meet different investment objectives.

As well as the Investment Portfolio Service, our Private Banking and Advice Managers can also help you invest your wealth through a wide variety of other solutions. These include:

  • ISAs
  • OEICs
  • Investment Bonds

And also available to clients who have at least £2m in savings and investments:

  • Offshore Investment Bonds
  • Satellite and Thematic Funds

For more information about these and other investment options call us to talk to a Private Banking and Advice Manager who will be able to discuss your requirements.

The value of investments and the income from them may fall as well as rise and investors may not get back the amount originally invested.

Our products and services have individual terms and conditions. Fees and charges may apply.

Before we provide you with any services or products, we will explain and agree with you what advice can be given, the products and services this advice covers and any charges that will apply.

Advised services are provided by Bank of Scotland plc or Lloyds Bank plc dependent upon the nature of the advice. Our recommendations will be based on our understanding of your personal circumstances and plans at the time that we provide you with advice. For Advised services, we will advise and make a recommendation for you after we have assessed your needs. We only offer selected products from a limited number of companies. You can find out more about adviser fee charging and professional standards by visiting the FCA.

Non-advised services are provided by Bank of Scotland plc in relation to banking, savings and lending products. For non-advised services, you will not receive advice or a recommendation from us and you will need to make your own choice about how to proceed.