Retirement planning

Retirement planning

You may already have plans for retirement in place. But as life changes, and in particular as we live longer, your plans may need reviewing. We can help you with this review and tell you whether your existing arrangements are likely to meet your retirement goals. In certain circumstances we may suggest taking some additional steps to try to make sure you’re on track to meet your goals.

Then, as your planned retirement date approaches, we can talk to you about all the options available to you. You may want to take a tax free lump sum out of your retirement fund, or explore a range of other income possibilities. We’ll provide you with the information to help you make the decisions that you feel best meets your needs.

Our products and services have individual terms and conditions. Fees and charges may apply.

Pensions

The Scottish Widows Retirement Account or Stakeholder Pension plan can give you a flexible, tax efficient way of trying to build your funds for retirement, whilst still offering you an individual investment choice.

Annuity Service

If you're after a secure, regular income from your pension then our Annuity Service could help. We'll search across a panel of annuity firms to find the best deal that we can offer you.

Who can join

To become a Private Banking client you’ll need to have £250,000 in savings or investments or a sole annual income of at least £100,000.

Become a client

Talk to us about how our expert service can help you with your aspirations and goals.

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Bank of Scotland plc. Registered Office: The Mound, Edinburgh, EH1 1YZ. Registered in Scotland No. SC327000. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 169628.