Savings

Existing customers

If you're an existing customer looking to make changes to your Bank of Scotland savings account, we have two options that may interest you. Using these options is easy and just involves completing a simple form. If the account you want to make changes to is a cash ISA you will need to choose from other options.

 Renew your existing account            Provide your instructions

Easy Access Savings

Account nameInterest rate (AER)Minimum opening balanceFixed / VariableWithdrawalsInterest paid 
Access Saver
0.50% gross/AER introductory variable rate for 12 months
£1
Variable
Unlimited
Annually
 Find out more 
Exclusive Saver
0.55% gross/AER introductory variable rate for 12 months £1
Variable
Unlimited
Annually or Monthly
  Find out more 
Monthly Saver 2.00% gross/AER
£25 to £250 a month
Fixed
Unlimited
Annually
  Find out more 
Young Saver

2.23% gross/2.25% AER on balances from £1 up to £20,000
0.50% gross/AER on anything over £20,000

£1 Variable Unlimited Quarterly  Find out more 

Tax Free Savings

Account name Interest rate (AER) Minimum opening balance Fixed / Variable Withdrawals Interest paid  
Help to Buy: ISA

2.00% tax free/AER variable

Help to Buy. Backed by Government.

Initial deposit of up to £1,000 followed by top ups of up to £200 a month paid by standing order once a month to be received by the 25th
Variable
Unlimited (subject to a minimum balance of £1) but you won’t be able to claim your Help to Buy bonus on any funds withdrawn
Annually

 Find out more

Access Cash ISA 0.60% tax free/AER introductory variable rate for 12 months £1  Variable  Unlimited  Annually

 Find out more

Fixed Cash ISA 1.10% tax free/AER for the 2 year term
2 & 3 year terms available

£500

Fixed 

None, by closure only subject to a loss of interest 

Annually or Monthly

 Find out more

Junior Cash ISA 3.00% tax free/AER variable £1 Variable None, until the child is 18

Annually

 Find out more

Fixed Term Savings

Account name Interest rate (AER) Minimum opening balance Fixed / Variable Withdrawals Interest paid  
Fixed Rate Bond 1.10% gross/AER for the 2 year term

1.40% gross/AER for the 3 year term
£2,000  Fixed  None  Annually or Monthly

 Find out more

Monthly Saver 2.00% gross/AER £25 to £250 a month Fixed Unlimited Annually 

 Find out more

Children's Savings

Account name Interest rate (AER) Minimum opening balance Fixed / Variable Withdrawals Interest paid  
Junior Cash ISA 3.00% tax free/AER variable £1 Variable None, until the child is 18

Annually

 Find out more
Young Saver

2.23% gross/2.25% AER on balances from £1 up to £20,000
0.50% gross/AER on anything over £20,000

£1 Variable  Unlimited  Quarterly

 Find out more

Please note: Rates of interest are subject to change. To check current rates for all our Savings products please see our interest rates section.


For a definition of AER, Gross and other terms please view our savings glossary.


Tax treatment depends on your individual circumstances and may change.

 

 



Your money is protected by the FSCS


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