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Access Saver
The flexible way to access your savings.
Earn 0.75% gross/AER variable (including 12 month fixed bonus of 0.25%)
Key features and benefits of this account
- Open your account with only £1 with unlimited deposits and withdrawals (with no loss of interest)
- Instant access to your money via branch, telephone or Internet banking
- Save without noticing by signing your account up to Save the Change
You need to be an existing Bank of Scotland customer and be registered for Internet Banking to open an account.
Summary box
| Account Name |
Access Saver |
|---|---|
| Interest rates (AERs) |
0.75% gross/AER variable (including 12 month fixed bonus of 0.25%) |
| Tax status |
Interest is paid net of income tax (currently 20%) unless you register your account with us to receive gross interest |
| Conditions for bonus payment |
Bonus payment: After bonus period: |
| Withdrawal arrangements |
No notice period. |
| Access |
Online, telephone, branch & ATM with optional cash card |
Open an Access Saver today.
We recommend you read the account conditions carefully as they form a legal contract with us. If there is anything you do not understand, please contact us before you agree to them (as part of the application).
Additional information
Account interest
- Variable rate interest means the rate you earn can go up or down
- Interest paid annually on anniversary of account opening
Joint account
- If you would like to make your account a joint account, once it is open, just print and complete the additional party form and call into your local branch
- Make sure that both you and the joint account holder go into branch together and bring proof of identification. We recommend booking an appointment
Eligibility
UK resident personal customers aged 16+. If you are a non-UK resident and wish to find out about the savings products that may be available to you, please call the International Banking team on 0800 876 6555 (or +44 207 451 6212 if calling from abroad). Lines are open Mon-Fri 8am - 6pm and Sat 9:30am - 1.30pm UK local time.
Please note, we are covered by the Financial Services Compensation Scheme so our customers' savings are protected (up to £85,000).
Open an Access Saver today.
We recommend you read the account conditions carefully as they form a legal contract with us. If there is anything you do not understand, please contact us before you agree to them (as part of the application).
Please note:
Rates of interest are subject to change. Rates effective from 0.00am on 4th May 2013.
For a definition of AER, Gross and other terms please view our savings glossary.
