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Access Saver
Our Access Saver is an instant access variable rate savings account, quick to open and hassle-free to use.
Making it easy to manage your savings and access your money in a way that's convenient for you.
Current rates and key features
| Balance | Interest rates (gross/AER variable) effective from 0.00am on 12th September 2011 |
|---|---|
|
£1+ |
2.00% gross/AER variable including 12 month fixed bonus of 1.50% |
- Open your account with £1 or more and get into the savings habit.
- Enjoy the convenience of instant access to your money via branch, online or telephone banking. Or even using the optional Cashpoint® card.
- Unlimited number of deposits, so you can save in a way that suits you.
- Unlimited withdrawals with no loss of interest, for added peace of mind.
- Save in an Access Saver without noticing by signing up for Save the Change.
- No need to be a Bank of Scotland current account customer.
- At the end of the bonus period, variable rates will apply, currently this is 0.50% gross/AER.
Apply online for an Access Saver
Internet banking customers, sign in and apply for a faster application.
Summary box
| Account Name |
Access Saver |
|---|---|
| Interest rates (AERs) |
Variable, Interest paid annually. |
| Tax status |
Interest is paid net of income tax (currently 20%) unless you register your account with us to receive gross interest. |
| Conditions for bonus payment |
Accounts opened will receive a variable interest rate including a fixed introductory bonus for 12 months from the date of account opening. At the end of the bonus period, variable rates without bonus will apply. |
| Withdrawal arrangements |
No notice period. |
| Access |
Online, telephone, branch & ATM with optional cash card. |
Apply online for an Access Saver
Internet banking customers, sign in and apply for a faster application.
Additional information
- Variable rate interest - this means the rate you earn can go up or down
- Interest paid - annually on anniversary of account opening
- Cashpoint® card - optional Cashpoint® card available for use with our ATM network.
- Eligibility - UK resident personal customers aged 16+. If you are a non-UK resident and wish to find out about the savings products that may be available to you, please call the International Banking team on 0800 876 6555 (or +44 207 451 6212 if calling from abroad). Lines are open Mon-Fri 8am - 6pm and Sat 9:30am - 1.30pm UK local time.
- Account conditions (opens as PDF)
- We are a member of the Financial Services Compensation Scheme so our customers' savings are protected (up to £85,000).
Apply online for an Access Saver
Internet banking customers, sign in and apply for a faster application.
Please note: Rates of interest are subject to change, to check effective dates for all our Savings products please see our Interest Rates section.
For a definition of AER, Gross and other terms please view our savings glossary.
