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Non-UK customer rates
These rates apply to customers classed as 'not ordinarily resident in the UK' for tax purposes and who can register their UK accounts to receive interest paid gross. This means British expatriates living or working abroad, non-British nationals, or foreign students or nationals temporarily living in the UK.
After September 2011 Bank of Scotland are no longer accepting gross registrations from customers not ordinarily resident in the UK. If you are a non-UK resident and wish to find out about the savings products that may be available to you, please call the International Banking team on 0800 876 6555 (or +44 207 451 6212 if calling from abroad). Lines are open Mon-Fri 8am - 6pm and Sat 9:30am - 1.30pm UK local time.
AER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded each year. The gross rate is the contractual rate of interest, without any deduction for income tax. Interest will be paid gross if you complete a HM Revenue & Customs 'not ordinarily resident' registration. This declaration will confirm that you are not ordinarily resident in the UK for tax purposes. If you don't make a registration, we'll have to pay interest net, after taking off income tax (currently at 20%). If your balance is less than £50 you won't receive any interest unless you appear in our records as being under 21. This does not include Halifax Monthly Saver, Halifax Guaranteed Saver, Halifax Guaranteed Saver Reward or Halifax Asset Reserve Cheque Account.
These rates apply where interest is paid annually, quarterly or at the end of the term (as shown) - a monthly interest option is available on some products at a slightly lower rate. For further details contact any branch.
You can also view Non-UK customer monthly rates.
You can either browse through all the rates using the scroll bar or click on the account you're interested in below.
Previous rates are also available.
Non-UK annual rates: Rates of interest are subject to change but are correct as at 1st March 2009
|
Balance |
AER |
Gross p.a. |
|
£100,000+ |
0.15% |
0.15% |
|
£50,000+ |
0.10% |
0.10% |
|
£25,000+ |
0.10% |
0.10% |
|
£10,000+ |
0.10% |
0.10% |
|
£5,000+ |
0.10% |
0.10% |
|
£500+ |
0.10% |
0.10% |
From 5 April 2009 this account is no longer available to new customers. If you have a Halifax 60 Day Gold and would like a copy of your conditions please ask a member of staff in any of our branches.
Non-UK annual rates: Rates of interest are subject to change but are correct as at 1st October 2009
|
Balance |
AER excl. conditional bonus |
AER incl. conditional bonus |
Gross p.a. incl. conditional bonus |
|
£100,000+ |
0.15% |
0.40% |
0.40% |
|
£50,000+ |
0.10% |
0.35% |
0.35% |
|
£25,000+ |
0.10% |
0.35% |
0.35% |
|
£10,000+ |
0.10% |
0.35% |
0.35% |
|
£5,000+ |
0.10% |
0.35% |
0.35% |
From 5 April 2009 this account is no longer available to new customers. If you have a Halifax Bonus Gold and would like a copy of your conditions please ask a member of staff in any of our branches.
Non-UK annual rates: Rates of interest are subject to change but are correct as at 1st October 2009
|
Balance |
AER |
Gross p.a. |
|
£100,000+ |
0.10% |
0.10% |
|
£50,000+ |
0.10% |
0.10% |
|
£25,000+ |
0.10% |
0.10% |
|
£10,000+ |
0.10% |
0.10% |
|
£5,000+ |
0.10% |
0.10% |
From 11th March 2010 this account is no longer available to new customers. If you have a Halifax Extra Income Saver and would like a copy of your conditions please ask a member of staff in any of our branches.
For former Solid Gold customers, annual interest paid on 1st February (in line with previous interest payment date).
Non-UK annual rates: Rates of interest are subject to change but are correct as at 1st October 2009
|
Balance |
AER |
Gross p.a. |
|
£500+ |
0.05% |
0.05% |
|
£50+ |
0.05% |
0.05% |
Monthly interest is only available to former Solid Gold customers who previously received monthly interest.
Non-UK annual rates: Rates of interest are subject to change but are correct as at 1st January 2008.
|
Balance |
AER / Gross |
|
£1,000+ |
0.10% |
Non-UK annual rates: Rates of interest are subject to change but are correct as at 1st April 2009
|
Balance |
AER |
Gross p.a. |
|
£1+ |
1.05% |
1.05% |
Special rate for under 21s only available on certain accounts.
Non-UK annual rates: Rates of interest are subject to change but are correct as at 1st October 2009
|
Balance |
AER |
Gross p.a. |
|
£1+ |
0.50% |
0.50% |
IMPORTANT: The conditions for your account explain when we pay interest on the money paid into, and taken out of, your account. Click for details of account charges. Please contact any of our branches for copies of the Deposit Account conditions and the other conditions that apply to the accounts shown. The account conditions include details of how we may change them, the interest rates and any charges for your account.
The interest rates and other information shown are correct as at the dates shown in the tables and may change under the account conditions.
Previous monthly rates are also available
Non-UK monthly rates: Rates of interest are subject to change but are correct as at 1st March 2009
|
Balance |
AER |
Gross p.a. |
|
£100,000+ |
0.15% |
0.15% |
|
£50,000+ |
0.10% |
0.10% |
|
£25,000+ |
0.10% |
0.10% |
|
£10,000+ |
0.10% |
0.10% |
|
£5,000+ |
0.10% |
0.10% |
|
£500+ |
0.10% |
0.10% |
From 5 April 2009 this account is no longer available to new customers. If you have a Halifax 60 Day Gold and would like a copy of your conditions please ask a member of staff in any of our branches.
Non-UK monthly rates: Rates of interest are subject to change but are correct as at 1st October 2009
|
Balance |
AER excl. conditional bonus |
AER incl. conditional bonus |
Gross p.a. incl. conditional bonus |
|
£100,000+ |
0.15% |
0.40% |
0.40% |
|
£50,000+ |
0.10% |
0.35% |
0.35% |
|
£25,000+ |
0.10% |
0.35% |
0.35% |
|
£10,000+ |
0.10% |
0.35% |
0.35% |
|
£5,000+ |
0.10% |
0.35% |
0.35% |
From 5 April 2009 this account is no longer available to new customers. If you have a Halifax Bonus Gold and would like a copy of your conditions please ask a member of staff in any of our branches.
Non-UK monthly rates: Rates of interest are subject to change but are correct as at 1st October 2009
|
Balance |
AER |
Gross p.a. |
|
£100,000+ |
0.10% |
0.10% |
|
£50,000+ |
0.10% |
0.10% |
|
£25,000+ |
0.10% |
0.10% |
|
£10,000+ |
0.10% |
0.10% |
|
£5,000+ |
0.10% |
0.10% |
From 11th March 2010 this account is no longer available to new customers. If you have a Halifax Extra Income Saver and would like a copy of your conditions please ask a member of staff in any of our branches.
Monthly interest is only available to former Solid Gold customers who previously received monthly interest.
Non-UK monthly rates: Rates of interest are subject to change but are correct as at 1st October 2009
|
Balance |
AER |
Gross p.a. |
|
£500+ |
0.05% |
0.05% |
|
£50+ |
0.05% |
0.05% |
Non-UK monthly rates: Rates of interest are subject to change but are correct as at 1st January 2008.
|
Balance |
AER |
Gross p.a. |
|
£1,000+ |
0.10% |
0.10% |
Non-UK monthly rates: Rates of interest are subject to change but are correct as at 1st October 2009
|
Balance |
AER |
Gross p.a. |
|
£1+ |
0.50% |
0.50% |
