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Non-UK customer previous rates
After September 2011 Bank of Scotland accounts are not available to non-UK customers. If you are a non-UK resident and wish to find out about the savings products that may be available to you, please call the International Banking team on 0800 876 6555 (or +44 207 451 6212 if calling from abroad). Lines are open Mon-Fri 8am - 6pm and Sat 9:30am - 1.30pm UK local time.
These rates apply to customers classed as 'not ordinarily resident in the UK' for tax purposes and who can register their UK accounts to receive interest paid gross. This means British expatriates living or working abroad, non-British nationals, or foreign students or nationals temporarily living in the UK.
AER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded each year. The gross rate is the contractual rate of interest, without any deduction for income tax. Interest will be paid gross if you complete a HM Revenue & Customs 'not ordinarily resident' registration. This declaration will confirm that you are not ordinarily resident in the UK for tax purposes. If you don't make a registration, we'll have to pay interest net, after taking off income tax (currently at 20%). If your balance is less than £50 you won't receive any interest unless you appear in our records as being under 21. This does not include Halifax Monthly Saver, Halifax Guaranteed Saver or Halifax Guaranteed Saver Reward.
The rates shown below are those previous to the current rates.
These rates apply where interest is paid annually, quarterly or at the end of the term (as shown) - a monthly interest option is available on some products at a slightly lower rate. For further details, contact any branch.
Interest paid annually on 1 February or monthly at a slightly lower rate.
Non-UK annual rates from 1st February 2009
|
Balance |
AER |
Gross p.a. |
|
£250,000+ |
0.10% |
0.10% |
|
£100,000+ |
0.10% |
0.10% |
|
£50,000+ |
0.10% |
0.10% |
|
£25,000+ |
0.10% |
0.10% |
|
£5,000+ |
0.10% |
0.10% |
|
£500+ |
0.10% |
0.10% |
Non UK annual rates from 1st March 2009.
| Balance | AER excl. conditional bonus | AER incl. conditional bonus | Gross p.a. incl. conditional bonus |
| £100,000+ | 0.15% | 0.65% | 0.65% |
| £50,000+ | 0.10% | 0.60% | 0.60% |
| £25,000+ | 0.10% | 0.60% | 0.60% |
| £10,000+ | 0.10% | 0.60% | 0.60% |
| £5,000+ | 0.10% | 0.60% | 0.60% |
For former Solid Gold customers, annual interest paid on 1st February (in line with previous interest payment date).
Non-UK annual rates from 1st January 2009
|
Balance |
AER |
Gross p.a. |
|
£500+ |
0.10% |
0.10% |
|
£50+ |
0.10% |
0.10% |
Non-UK annual rates from 1st June 2004
|
Balance |
AER |
Gross p.a. |
|
£1,000+ |
0.35% |
0.35% |
Non-UK annual rates from 1st March 2009
|
Balance |
AER |
Gross p.a. |
|
£1+ |
1.55% |
1.55% |
Special for under 21s rate only available on certain accounts.
Non-UK annual rates from 1st January 2009
|
Balance |
AER |
Gross p.a. |
|
£1+ |
0.50% |
0.50% |
Non-UK Customers Previous Monthly Rates
Non-UK monthly rates from 1st February 2009
|
Balance |
AER |
Gross p.a. |
|
£250,000+ |
0.10% |
0.10% |
|
£100,000+ |
0.10% |
0.10% |
|
£50,000+ |
0.10% |
0.10% |
|
£25,000+ |
0.10% |
0.10% |
|
£5,000+ |
0.10% |
0.10% |
|
£500+ |
0.10% |
0.10% |
Rates quoted exclude the bonus of 0.50% gross (net 0.40% pa). See the Bonus Gold special note for details of how to get your bonus
Non-UK monthly rates 1st March 2009
|
Balance |
AER excl. conditional bonus |
AER incl. conditional bonus |
Gross p.a. incl. conditional bonus |
|
£100,000+ |
0.15% |
0.65% |
0.65% |
|
£50,000+ |
0.10% |
0.60% |
0.60% |
|
£25,000+ |
0.10% |
0.60% |
0.60% |
|
£10,000+ |
0.10% |
0.60% |
0.60% |
|
£5,000+ |
0.10% |
0.60% |
0.60% |
Non-UK monthly Rates from 1st April 2009
|
Balance |
AER |
Gross p.a. |
|
£100,000+ |
0.25% |
0.25% |
|
£50,000+ |
0.10% |
0.10% |
|
£25,000+ |
0.10% |
0.10% |
|
£10,000+ |
0.10% |
0.10% |
|
£5,000+ |
0.10% |
0.10% |
Monthly interest is only available to former Solid Gold customers who previously received monthly interest.
Non-UK monthly rates from 1st January 2009
|
Balance |
AER |
Gross p.a. |
|
£5,000+ |
0.10% |
0.10% |
|
£50+ |
0.10% |
0.10% |
Non-UK monthly rates from 1st June 2004
|
Balance |
AER |
Gross p.a. |
|
£2,000+ |
0.35% |
0.35% |
Non-UK monthly rates from 1st January 2009
|
Balance |
AER |
Gross p.a. |
|
£1+ |
0.50% |
0.50% |
