Interest Rates

 Accounts with interest paid net

ProductBalanceAERInterest Rate (Gross) Interest Rate (Net)
Share Dealing Account £1 to £999.990%0%0%
£1,000 to £9,999.990%0%0%
£10,000 to £49,999.990%0%0%
£50,000 to £99,999.990%0%0%
£100,000 and over0%0%0%
Bank of Scotland ShareBuilder £1 and above0%0%0%

 

Accounts with interest paid gross

Product

BalanceAERInterest Rate (Gross)Interest Rate (Net)
Self-Select Funds ISA*£1 and above0%0%N/A
Self-Select Stocks & Shares ISA*£1 and above0%0%N/A
Self Invested Personal Pension (SIPP) **£1 and above0.5%0.5%N/A


All rates are correct from May 2010

*Under the ISA Regulations we must deduct a flat rate charge, currently 20% from any interest gained on your Self-Select Stocks & Shares ISA or Self-Select Funds ISA and pay this charge to HM Revenue and Customs.

**Please note that the interest rate payable on our Self Invested Personal Pension follows the Bank of England Base Rate. We will amend our interest rate as soon as is practicably possible following a change in the base rate - the current rates that are applicable are shown above

Interest rates for a Share Dealing Account are only applicable if you hold the cash in a Cash Management Account (BOSCMA). For new customers, an BOSCMA will automatically be opened as part of your Bank of Scotland Share Dealing Account and is used to hold cash pending investment. Please read the Bank of Scotland Share Dealing Service Terms and Conditions for more information.

Click here to view our Regulatory Information

Halifax Share Dealing Limited trading as the Bank of Scotland Share Dealing Service. Halifax Share Dealing Limited.  Registered in England No. 3195646.  Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG.  Authorised and regulated by the Financial Services Authority, 25 The North Colonnade, Canary Wharf, London, E14 5HS.  A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.

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Please remember...

The value of your investment can go down as well as up and you may not get back the full amount you invest. If you are in any doubt about buying or selling shares we recommend you seek advice from an Independent Financial Advisor.