Set up and use Apple Pay

Why use Apple Pay?

Apple Pay is a useful way to pay with your Bank of Scotland debit or credit card. It lets you make everyday payments with your mobile device, wherever you see the contactless or Apple Pay symbols.

  • Safe - Security is our priority. When you use Apple Pay with Bank of Scotland, your card details aren’t shared with retailers, stored on your device or shared with Apple servers.
  • Simple  - Make secure contactless purchases above or below £100 in shops and online, even without your card. Keep in mind that some retailers may limit individual payments to £100.
  • Rewarding - If you're currently getting rewards or benefits with your Bank of Scotland debit or credit card, you'll still be eligible to receive these whenever you make a purchase using Apple Pay. This includes benefits such as Everyday Offers on debit card and credit card purchases.

We might occasionally limit the value or number of payments you can make using Apple Pay and ask you to use your card with the PIN instead. This is just to make sure it’s you making the transaction. Some retailers may also limit payments to £100.

 

How to do it

We'll take it step by step.

    1. Open the Apple Wallet app then select the + sign in the top right corner.
    2. Select the debit or credit card option to start adding your chosen card. Enter your card details by using your camera or by typing them manually.
    3. Enter your card’s security code to add your debit or credit card. You may need to verify your card. Select one of the options on screen and follow the instructions.
    4. Your card is now added to Apple Pay.
    1. Open the Apple Watch app then select Wallet & Apple Pay and select Add Card.
    2. Select the debit or credit card option to start adding your chosen card. Enter your card details by using your camera or by typing them manually.
    3. Enter your card’s security code to add your debit or credit card. You may need to verify your card. Select one of the options available on screen and follow the instructions.
    4. Your card is now added to Apple Pay.
    1. Open your IPad settings then select Wallet & Apple Pay and select Add Card.
    2. Select the debit or credit card option to start adding your chosen card. Enter your card details by using your camera or by typing them manually.
    3. Enter your card’s security code to add your debit or credit card. You may need to verify your card. Select one of the options available on screen and follow the instructions.
    4. Your card is now added to Apple Pay.
    1. Open your Mac’s system preferences then select Wallet & Apple Pay and select Add Card.
    2. Select the debit or credit card option to start adding your chosen card. Enter your card details by using your camera or by typing them manually.
    3. Enter your card’s security code to add your debit or credit card. You may need to verify your card. Select one of the options available on screen and follow the instructions.
    4. Your card is now added to Apple Pay.
  1. Log in to our app and choose Manage Card on the bottom right. Then select Apple Pay.
  2. Select the debit card to be added and select Add to Apple Wallet. Then select the device you’d like to add your card to.
  3. Confirm your debit card details and accept the terms and conditions. You can now choose to select this card as your default card for Apple Pay.
  4. Your debit card is now added to Apple Pay.

Getting started in our app

Mobile Banking app

  • Join our 1 million app users
  • Simple and secure log in.
  • Stay up to date with notifications.


More about our app


Mobile Banking app

  • Join our 1 million app users
  • Simple and secure log in.
  • Stay up to date with notifications. 
Download our app

A look at the details