Everyday Offers lets you earn up to 15% cashback on offers which you can activate in your Internet and Mobile Banking. Better still, you can activate It's On Us which will enter you into a monthly free draw where you could win back the value of something you have recently bought using your Bank of Scotland branded debit or credit card up to the value of £500. Merchant offers and cashback amounts vary. Terms and conditions apply.
Terms and conditions for Everyday Offers and It's On Us are covered by the Internet Banking agreement.
Cashback will automatically be paid into your account on or before the last working day of the month following your redeeming transaction. For example, if you used your offer in January, your cashback should be paid into your account at the end of February.
Cashback will be paid into your current account on or before the last working day of the month after your second Direct Debit payment.
If you cancel your new service(s) before your second Direct Debit payment is collected you will not receive any cashback.
The time it takes for a retailer to set up your Direct Debit may affect the date we pay your cashback.
If you have more than one Bank of Scotland account, we’ll pay your cashback into the oldest account. Alternatively, you can select a different Bank of Scotland current account for us to pay your cashback into using your Everyday Offers settings.
You need to remain registered for Everyday Offers to receive your cashback.
If both joint account holders want to use Everyday Offers, they should register for Internet Banking and for Everyday Offers individually. Each account holder will then receive their own offers based on their individual spending patterns.
For Direct Debit offers, if both parties receive and activate the same offer but only one party sets up the relevant subscription service to redeem the offer, the first party to activate the offer will receive the cashback into their nominated account, which may be the joint account or an alternative account.
You can keep track of the cashback you’ve earned from your offers at the top of your Everyday Offers page. It may take up to 5 working days before your cashback shows as pending.
You can also see how much cashback you have been paid and how much you have earned over the last 3 months, with a breakdown of the qualifying transactions.
If you have more than one Bank of Scotland current account, you can select which account you want your cashback paid into by visiting your Everyday Offers hub.
You can earn cashback using your credit card as long as you hold an eligible Bank of Scotland current account and meet the usual criteria to register for Everyday Offers.
Yes, spending by additional card holders will help generate new offers and earn cashback. However, the main cardholder needs to activate offers and only the main cardholder will receive cashback into their current account.
Everyday Offers works with all of your Bank of Scotland personal debit or credit cards. All your cards help to generate offers based on the places you shop (excluding transactions on Basic Accounts). Use any of your cards to claim your cashback.
Yes, you can switch Everyday Offers off (or on) in ‘Settings’ at any time. Please remember, if you switch off Everyday Offers you will lose any unpaid cashback that’s due to be paid into your account.
Everyday Offers are offers that give you cashback when you shop with your selected retailers using a Bank of Scotland debit or credit card or set up a Direct Debit.
The service is free and is available to Lloyds personal current account customers over the age of 18.
To register for Everyday Offers you need a Bank of Scotland current account with a valid debit or credit card. You must also be over 18 and registered for Bank of Scotland Internet Banking. Terms and conditions apply.
We suggest offers for places you might like to try, based on retailers you have previously shopped or set up a Direct Debit with.
On desktop or using your tablet or mobile browser: Log on to Internet Banking and select ‘Get free add-ons’, then ‘Find out more’.
With your Mobile Banking app: Log on to the app and ‘Register for Everyday Offers’ from the menu.
If you’re a new customer, we may not have any transactions for you yet. Many of our offers are based on the types of places customers shop, so once you start spending on your debit and credit cards, offers will be generated for you and will appear in ’Available Offers’.
Go to Everyday Offers and activate offers you want to use, then pay using your Bank of Scotland debit or credit card when you next shop with your chosen retailers.
You will see any Direct Debit offers alongside your other offers on your Everyday Offers homepage.
To redeem these offers:
Subscription services that require a Direct Debit will usually ask you to enter into a contract with the service provider. Typically these have a minimum term of between 12 and 24 months. You must consider whether you are able to commit to a regular payment for this length of time.
If you cancel, change or switch your subscription before the end of the minimum term you may be charged early termination or other fees by the service provider.
If you are signing up to a new service provider you must find out from your current supplier whether early termination fees will apply. You must take this into account when deciding whether to sign up to a new service.
You should contact your service provider(s) directly for details of their specific policies.
Some of our offers have exclusions that are shown when you select them. Exclusions may vary between offers and some offers may only apply in certain areas.
You can find out if there are any exclusions, exceptions or caps by selecting the offer you have activated and reading the offer terms.
Some offers are only available to use once. If you want to check how many times you can use an offer you have activated, select it to read its terms and conditions.
You can make the following checks to ensure you have received the correct cashback:
You need to activate your offer in Internet Banking by selecting the ‘Activate’ button next to it, before shopping with your chosen retailer, to get cashback.
After you have redeemed an offer, it can take up to 5 working days before the cashback due appears as pending.
If you made your transaction after the offer expired you won’t be eligible for the cashback. You can check your offer expiry dates using the Expired Offers link in Everyday Offers.
Some offers have exclusions you need to check before you use them. For example, some are only available online and exclude transactions made in stores. You can check for any offer exclusions by selecting the offer to see its terms.
If you select an offer using a joint account, you must use the card belonging to the person that activated the offer online to redeem it. Find out more about using joint accounts for Everyday Offers.
If you still have questions about the service that have not been answered by the FAQs, then call the Everyday Offers Helpdesk on 0345 606 6405.
Lines are open Mon to Fri 8am - 8pm, Sat and Sun 9am - 3pm.
Retailers set their own conditions for each of their offers, such as:
The specific conditions relating to your chosen offer will be displayed when you activate it.
We try to ensure the information in all the offers is accurate. If there are any errors in an offer, we may withdraw or correct it. This won’t affect any offers we’ve already fulfilled.
So that we are able to provide you with relevant offers, we will regularly review the information we have about you. This helps us work out which offers you are eligible for and which are likely to be of interest to you.
You may notice that some of the offers we send you are for places you regularly shop at or are local to your home or work. That's because some of the offers may be based on the locations you have shopped at in the past, or the area you live in. Unless we have your express permission to do so, Everyday Offers will not use your mobile phone location data.
It’s On Us is our way of saying thank you for banking with us. Every week we randomly select 1,000 eligible debit and credit card transactions of up to £500 to pay customers back for something they have bought.
Direct Debit transactions are not currently included in the It’s On Us prize draw.
To activate It’s On Us, make sure you are registered for Everyday Offers, then select ‘It’s On Us’ in the ‘Your Offers’ tab to activate it. Terms and conditions apply.
If any of your transactions are selected, we’ll usually notify you within 3–14 days of the day you made the relevant transaction.
We will contact you through your account Inbox or by email.
We will make the payment straight into your current account on or before the last working day of the following month following the qualifying transaction. If the transaction that was selected was for less than £5, we will round it up to £5.
If you have not nominated an account to receive the cashback into we will pay it into your oldest Bank of Scotland personal current account.
If you switch off Everyday Offers you’ll no longer be eligible for any offers, including It’s On Us. This means you won’t have the chance to win the value of one of your purchases on us.
You will also lose any cashback that hasn’t already been paid into your account so it’s best to wait until we pay the cashback into your account before switching off Everyday Offers.