The service is still expanding and soon you’ll also be able to add credit cards and savings accounts.
Wherever you bank, we’ve made it possible for you to share your accounts.
This is the result of a change in UK regulation called Open Banking, and means we can give you more control over your data and help you bank the way you want to.
Adding an account in your Bank of Scotland app using Open Banking is very simple. Choose your account provider, log on to their service and select the accounts that you want to share. Your login details for your other bank will never be shared with the Bank of Scotland.
Once you’ve completed their security process you’ll have instant access to your accounts and transactions in one place - on your mobile app.
A secure connection will be used to share data. We’ll also use the latest security measures and industry safeguards to keep your banking details safe. The same way we do for your bank accounts.
Remember, when you’re managing your bank account it’s important that you keep yourself safe and secure online. Find out more about protecting yourself from fraud.
It’s up to you whether you want to use this service, there’s no need to opt out of anything, and none of your data will be shared unless you choose to share it.
We’ll protect your data the same way we do for your Bank of Scotland accounts. A secure connection is used to share data. We will also use the latest security measures and industry safeguards to keep your banking details safe. There are also things you can do about protecting yourself from fraud.
Once you’ve consented, we’ll access your shared data whenever you log on to Internet Banking or your Mobile Banking App. You can stop sharing your data at any time through your sharing settings. For Internet Banking the link is under ‘Your profile’. On your Mobile Banking app the link is under ‘Settings’. You’ll be asked to confirm you’re OK with us accessing your shared data every 90 days to keep you safe.
At the moment, you can only share your current account data. This service is still expanding and soon you’ll be able to see credit cards and savings as well.
Not all banks and building societies are covered by Open Banking yet. However, more are signing up to Open Banking all the time.
Transactions will appear as soon as possible but may take up to two hours.
Load times can vary between banks. In some cases you may need to log back in to view your added account. We will keep you updated throughout the account adding process.