Make 2024 Your Money Year

Your opportunities

Whatever your goals, we’ll be by your side with expert guidance and support to help you achieve them.

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Build your budget

We don't always know what’s ahead, so it’s always good to keep on top of your money. Our budgeting tools and guides will help you prepare for whatever comes your way.

Try the tools
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Check on your credit score

Keeping an eye on your credit score will help you keep Your Money Year on track. Understand your credit score better by viewing this video.

Watch the video
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See where your money goes

The rising living costs are no secret, so now’s the right time to know where your pennies go.

Our Spending Insights show you what and where you’ve spent your money.

Check your spending
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Set up your savings

Putting some money aside will help you reach your goals sooner.

See how long it could take to reach your target with our savings calculators.

Check your progress
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Reach your mortgage goals

Whether you're looking to get the keys to your first home, or wanting to say goodbye to your mortgage, we’ve got it covered.

Use our calculators to discover how you can get closer to your mortgage goals today.

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A plan for your future

It’s never too early or too late to get a financial plan up and running. So, let’s start Your Money Year and prepare for the future you want.

Start your plan
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Your investments know-how

It’s natural to feel in the dark about investing. Our investments hub could help you make your money work harder.

The value of investments and the income from them can fall as well as rise, and you may get back less than you invest.

Boost your skills
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Outsmart fraudsters

Our Fraud Hub has info to keep you protected.

To find out how to stay safe online and avoid the latest scams, visit our Fraud Hub.

Tackle fraud Tackle fraud
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Upload: Digital News, updates and more

Stay updated with our digital news and discover the latest in our app and Internet Banking.

Explore what’s new

Calls and online sessions may be monitored and recorded. Not all Telephone Banking services are available 24 hours a day, seven days a week. 

This information is correct as of December 2023 and is relevant to Bank of Scotland plc products and services only.

Mobile Banking app:

To use our Mobile Banking app you need to have a valid phone number registered to your account. You can either use your Internet Banking details to log in or you can register for the first time in the app. Our app is available to iOS and Android users only and minimum operating systems apply, so check the App Store or Google Play for details. Device registration required. The app doesn't work on jailbroken or rooted devices. Terms and conditions apply.