Switch on Save the Change® and when you spend with your Bank of Scotland debit card, we’ll round up the amount to the nearest pound. At the start of the next working day, we’ll transfer the difference into your nominated Bank of Scotland savings account.
For example, if your coffee costs £2.20, we’ll transfer 80p from your current account into your savings account.
It’s a clever feature that takes your leftover change and builds it into bigger savings.
Make sure Save the Change® is switched on. You can easily control this through Online Banking
When you're in credit, what you spend is rounded up to the nearest pound
We transfer the change to your Bank of Scotland savings account the next working day
If you've registered for Internet Banking, you can switch Save the Change® on and off or change your nominated savings account whenever you like online.
If you’re using our mobile app, simply log in and select ‘Apply’ from the bottom of the screen. Next, select ‘Savings’ followed by ‘Save the Change ®’ and follow the guidance provided.
If you’re using a desktop, simply log in to Internet Banking using the link below and follow the guidance provided.
If you haven't already, you can register for Internet Banking.