Secure payments in just one tap

With your contactless Bank of Scotland Visa debit card, transactions are safe, secure and quick. Just one simple tap of your card and you can make purchases up to £30, all with our usual fraud protection guarantee.

Secure payments

Contactless uses the same secure system as Chip & PIN, so you can tap and go with confidence. You're protected against fraud and there's no risk of paying for something twice. For extra peace of mind, we'll occassionally ask for your PIN, just to check that it's really you using the card.

Safer than carrying cash

You can trust contactless. If you lose your card, your money stays safe, just be sure to let us know right away. With your Bank of Scotland Visa debit card, there’s no more counting cash, just quick and easy payments you can count on. That’s why it’s the most popular form of card payment for our customers.

Easier than ever

Contactless makes paying at the checkout a breeze. Just tap your Bank of Scotland Visa debit card, and you’re good to go. Each transaction is registered instantly in the pending transaction section of the Bank of Scotland mobile banking app, so it’s simple to keep track of your spending.

Ready to go contactless?

Simply look for the contactless symbol and you’re ready to start paying the easy way.


If you don’t yet have a contactless card, call us on 0345 721 3141, or visit your local Bank of Scotland branch and we’ll get you set up. You’ll need your PIN for the first transaction with your new card to activate the contactless functionality on your card. If contactless has already been activated, you’re ready to pay the safe and easy way.

Mobile Banking App

Available to Internet Banking customers with a UK personal account and valid registered phone number. Minimum operating systems apply, so check your app store for details. Our app does not work on jailbroken or rooted devices. Device registration required. Mobile Banking services may be affected by phone signal. Terms and conditions apply.