Arranged overdraft fee calculator

We’ll calculate your fees depending on how much you borrow so your daily arranged overdraft fees could be made up of three different rates added together.

You can use this calculator to work out how much your daily arranged overdraft fee could be.

Any fee-free amount you have with your arranged overdraft will stay the same. You’ll only pay a daily arranged overdraft fee if you borrow more than that amount.

1p for every full £6 up to £1250. 1p for every further full £7 between £1250 and £2500. 1p for every further full £8 over £2500.

Important Information

The calculator only gives the cost of arranged overdraft fees. It does not include any other account fees you may pay.

This tool is only suitable for calculating an estimate cost for borrowing up to £5,000 for an arranged overdraft.

How much we lend (if any) is subject to application and approval. Overdrafts are repayable on demand. This means we can ask you to pay some or all or it back at any time.

Manage your arranged overdraft now

With our mobile app or online you can:

  • Transfer money in to keep daily fees down
  • Reduce your limit or cancel your arranged overdraft
  • Apply for a new arranged overdraft or an increased limit
  • Get an instant decision online.

You can also manage your arranged overdraft over the phone or in branch.

We will assess your situation before we offer you an arranged overdraft. We may decide not to do so. Arranged overdrafts are repayable on demand. This means we can ask you to pay some or all of it back at any time. You must be aged 18 or over to apply.

Log in to Internet Banking, then select ‘Overdrafts’ from the left hand ‘Our products and services’ panel, or alternatively from your bank account, select ‘More actions’ and then ‘Overdraft’.

Log in to Internet Banking