Switching your current account to us is now faster and more convenient than ever. Use the Current Account Switch Service to transfer your salary, Direct Debits, standing orders and close your old account all in seven working days. You can even choose the day you want the switch to complete.
Alternatively, call us on 03456 02 52 93 (open Mon-Fri 8am-8pm and Sat 9am-4pm) or make an appointment at your local branch.
We have designed the Current Account Switch Service to let you switch your current account from one bank or building society to another in a simple, reliable and stress-free way. It will only take seven working days. As your new current-account provider we offer the following guarantee.
The Current Account Switch Service makes switching from one bank or building society to another simple and stress-free whether you’re a consumer, small charity or small business. You’ll find the main benefits of the service below:
With the Current Account Switch Service you can choose a switch date to suit you. Just make sure you allow a minimum of seven working days.
The new account provider transfers any existing balance and all existing payment arrangements for you – including those going out (for example Direct Debits and standing orders), those coming in (for example, your salary) and payees you already have set up.
This means over 99% of UK current accounts are covered by the Current Account Switch Guarantee.
Every bank and building society offering the service follows exactly the same switch process.
We will arrange for payments accidentally made to your old account to be automatically redirected to your new account. We will also contact the sender and give them your new account details.
In the unlikely event that something goes wrong with your switch, the new provider will refund any interest or charges incurred on your old or new account as a result.
The whole process will be handled by the bank or building society you are switching to. If you have any questions or concerns, just ask your new provider.
If you’re opening your account and you switch your main current account to Bank of Scotland, we’ll give you an arranged overdraft with no daily arranged overdraft fees for the first three months, subject to status. After this time, daily arranged overdraft fees will apply based on the account you’ve chosen.
At the end of your current account application, we may offer you an arranged overdraft. If we do, we’ll tell you the maximum amount you can borrow and you can add it right away. You can also apply for one later.
Arranged overdrafts are repayable in full, on demand, and subject to approval.
To qualify for the fee-free offer you must:
If you use an arranged overdraft of £1,200 on your Classic Account, then we’ll charge you a daily arranged overdraft fee of £2.