Bank of Scotland terms and conditions

Important information in one place for our current range of bank accounts and accounts we are no longer accepting new applications for.

Current Bank of Scotland Bank accounts

Platinum Account

Added Value Account Welcome Pack (PDF)

Added Value Account with Vantage Conditions (PDF)

Platinum Account Fee Information Document (PDF)

Platinum Vantage Fee Information Document (PDF)

Classic Account
Classic Account Welcome Pack (PDF)

Classic Account with Vantage Conditions (PDF)

Classic Account Fee Information Document (PDF)

Classic Vantage Fee Information Document (PDF)

Under 19s
Account Under 19s Account Welcome Pack (PDF)

Under 19s Account Fee Information Document (PDF)

Student Account
Student Account Welcome Pack (PDF)

Student Account Fee Information Document (PDF)

Graduate Account
Graduate Account Welcome Pack (PDF)

Graduate Account Fee Information Document (PDF)

Basic Account
Basic Account Welcome Pack (PDF)

Basic Account Fee Information Document (PDF)

More information on our services
Bank Account Conditions & Banking Charges (PDF)
Overdraft Draft agreement for Personal Current Accounts (PDF)
Overdraft Draft agreement for Personal Current Accounts prior to 12 September 2011 (PDF)
Overdraft Draft agreement for the Student Current Account prior to 12 September 2011 (PDF)
Mobile Text Alerting Service conditions (PDF)

Third party insurance providers
Travel insurance is provided by AXA Insurance UK plc.
Mobile Phone Insurance is administered by Lifestyle Services Group Limited and underwritten by Assurant General Insurance Limited.
AA Breakdown Cover is provided by Automobile Association Developments Limited (trading as AA Breakdown Services). AA Stay Mobile and Accident Management Cover are underwritten by Acromas Insurance Company Limited.
Card Loss Assistance is provided by Citymain Administrators Ltd. Registered in England and Wales company number 03979666. Registered office: Enterprise House, Isambard Brunel Road, Portsmouth, PO1 2RX.