Are you looking to buy a car? Our handy calculator helps you understand the monthly cost of a Fixed (Hire Purchase) or Flex (Personal Contract Purchase) Car Plan
THE VALUES IN THE CALCULATOR TABLE ARE FOR ILLUSTRATIVE PURPOSES ONLY. THE ACTUAL RATE YOU RECEIVE WILL DEPEND ON YOUR PERSONAL CIRCUMSTANCES, CHOICE OF PRODUCT, THE AMOUNT YOU WISH TO BORROW, THE DURATION OF THE AGREEMENT AND THE AGE OF THE CAR. TO SEE YOUR PERSONALISED RATE PLEASE LOG ON TO INTERNET BANKING.
You could borrow £11,000 over 48 months with 48 monthly repayments of £251.82. Total amount repayable will be £12,087.26 (including £10.00 purchase fee). Representative 4.8% APR, annual interest rate (fixed) 4.66%.
The Total Repayment shown for Flex Car Plan (PCP) includes the optional lump sum.
This is our predicted future value of the goods at the end of the finance agreement and only applies to Flex Car Plan (PCP). You can either pay the optional lump sum to own the car, or hand the car back – return conditions apply. To find out more, view our product comparison page.
For Flex Car Plan the final repayment of the term will be for the optional lump sum
You can apply if you're:
Lending is subject to status and additional affordability checks.
Bank of Scotland plc is registered in Scotland No.SC327000.Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration no. 169628.