Are you looking to buy a car? Our handy calculator helps you understand the monthly cost of a Fixed (Hire Purchase) or Flex (Personal Contract Purchase) Car Plan
THE CALCULATOR IS FOR ILLUSTRATIVE PURPOSES ONLY. THE ACTUAL RATE YOU RECEIVE WILL DEPEND ON YOUR PERSONAL CIRCUMSTANCES, CHOICE OF PRODUCT AND THE AMOUNT YOU WISH TO BORROW. IF YOU DECIDE TO TAKE OUT OUR PERSONAL CONTRACT PURCHASE (PCP) PLAN YOUR MONTHLY REPAYMENTS AND OPTIONAL LUMP SUM WILL VARY DEPENDING ON THE CAR AND THE ANNUAL MILEAGE THAT YOU CHOOSE. TO SEE YOUR PERSONALISED EXAMPLE PLEASE LOG IN TO INTERNET BANKING AND PROVIDE THE CAR DETAILS.
You could borrow £11,000 over 48 months with 48 monthly repayments of £251.82. Total amount repayable will be £12,087.26 (including £10.00 purchase fee). Representative 4.8% APR, annual interest rate (fixed) 4.66%.
The Total Repayment shown for Flex Car Plan (PCP) includes the optional lump sum.
This is our predicted future value of the goods at the end of the finance agreement and only applies to Flex Car Plan (PCP). You can either pay the optional lump sum to own the car, or hand the car back – return conditions apply. To find out more, view our product comparison page.
For Flex Car Plan the final repayment of the term will be for the optional lump sum
You can apply if you're:
Lending is subject to status and additional affordability checks.
Bank of Scotland plc is registered in Scotland No.SC327000.Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration no. 169628.