Eligibility Checker

It's easy to check if you're eligible for a Bank of Scotland credit card without leaving a trace on your credit record

  • Answer some straightforward questions.
  • We won't harm your credit score.
  • We'll tell you how likely you are to be accepted.

A high score doesn't guarantee you'll be accepted, and the rate and any promotional term that you could receive will depend on your individual circumstances. Your score is only valid at this time and if your circumstances change your likelihood of acceptance may be affected.

Checking your eligibility takes about 5 minutes

Will I be accepted?

See how likely you are to be accepted for a Bank of Scotland credit card. Your credit rating will not be affected and there is no obligation to apply for a credit card afterwards.

Unfortunately, based on the information you provided, we would not be able to offer you a credit card.

Based on the information you provided, your eligibility score is 10%. It is unlikely you would be approved for one of our credit cards.

Based on the information you provided, your eligibility score is 20%. It is unlikely you would be approved for one of our credit cards.

Based on the information you provided, your eligibility score is 30%. It is unlikely you would be approved for one of our credit cards.

Based on the information you provided, your eligibility score is 40%. It is unlikely you would be approved for one of our credit cards.

Based on the information you provided, your eligibility score is 50%. There is a chance you would be approved for one of our credit cards.

Based on the information you provided, your eligibility score is 60%. It is likely you would be approved for one of our credit cards.

Based on the information you provided, your eligibility score is 70%. It is likely you would be approved for one of our credit cards.

Based on the information you provided, your eligibility score is 80%. It is likely you would be approved for one of our credit cards.

Based on the information you provided, your eligibility score is 90%. It is very likely you would be approved for one of our credit cards.

Based on the information you provided, your eligibility score is 95%. It is very likely you would be approved for one of our credit cards.

Great news, based on the information you provided, you are pre-approved for a credit card.  This decision is only valid for this session; please complete the eligibility checker again if you do not want to apply now.

Great news, based on the information you provided, you are pre-approved for a credit card.  This decision is only valid for this session; please complete the eligibility checker again if you do not want to apply now.

Great news, based on the information you provided, you are pre-approved for a credit card.  This decision is only valid for this session; please complete the eligibility checker again if you do not want to apply now.