If you are coming to the end of your mortgage, credit card or loan payment holiday, we will contact you before it ends, there is no need to call us. To help find the right solution for your needs you can use our coronavirus support tools for credit cards and loans and for Halifax mortgages. If you have a Bank of Scotland mortgage, find out more here.

Eligibility Checker

Good news

Your eligibility score is 95%.

Based on the information you gave us, you are very likely to be approved for one of our credit cards.

This eligibility quotation has not affected your credit score.

This result is an estimate, and should you decide to apply, we will conduct a full credit check before making our final decision.

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10% Eligible

What does this mean?

Please remember that:

 

  • To reach our decision, we have considered your credit rating, number of cards, recent applications and your ability to afford the repayments.
  • If you have applied in the last 30 days, you will not be able to submit another application for a Bank of Scotland credit card.
  • You can’t have more than 3 credit cards with Lloyds, or more than 5 in total with Lloyds Banking Group.
  • You may still need to verify your identity.

 

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