Your Credit Score
Thinking about applying for credit? Check Your Credit Score for free, with no impact on your credit file.
A simple solution if you can’t pay by credit card and you need access to cash.
With a money transfer, you’re borrowing funds from your credit card and moving it to your UK current account. That could be useful:
Once approved, money transfers should reach your current account by the next working day.
The minimum transfer amount at Bank of Scotland is £100. The maximum is up to 93% of your credit limit.
Remember, fees may apply to each transfer.
To request a money transfer with Bank of Scotland, you’ll need:
Make sure we’ve got your up-to-date contact details in case we need to get in touch.
No, if you transfer money to your current account and make purchases using a debit card or cash, these transactions are not protected under Section 75 of the Consumer Credit Act 1974.
Only purchases made with your credit card, over £100 and up to £30,000, are covered.