What is a money transfer?
A simple solution if you can’t pay by credit card and you need access to cash.
For a quick summary, watch our short video.
Money transfers in more detail
To request a money transfer
Frequently asked money transfer questions
Once approved, money transfers should reach your current account by the next working day.
The minimum transfer amount at Bank of Scotland is £100. The maximum is up to 93% of your credit limit.
Remember, fees may apply to each transfer.
To request a money transfer with Bank of Scotland, you’ll need:
- The details of your UK current account.
- If applying online, you’ll need your Internet Banking login details.
- A phone – you might need to complete a quick automated security check.
Make sure we’ve got your up-to-date contact details in case we need to get in touch.
No, if you transfer money to your current account and make purchases using a debit card or cash, these transactions are not protected under Section 75 of the Consumer Credit Act 1974.
Only purchases made with your credit card, over £100 and up to £30,000, are covered.