Applying for a second credit card
A second Bank of Scotland Credit Card could help give you the flexibility needed when making a large purchase, planning something special or reducing your costs.
For instance:
You’ve got a balance on one of our long 0% Balance Transfer cards but are now paying interest on your purchases. By taking out one of our other cards, you could keep this balance separate on your existing card, use your new card for purchases and pay no interest on your purchases for a while.

Representative example
Representative |
Purchase rate |
Based on borrowing |
This example is for illustrative purposes and serves as a guide only. Your actual credit limit and rate will vary based on your individual circumstances and may differ from the example shown.