Let us know if you want to change your credit limit

A higher credit limit can give you more flexibility and help you manage your money but you should also check that you’re not taking on too much debt – it could cost you more and take longer to pay off. So, take a few moments to check if you need a higher limit.

If you decide to change your credit limit, please let us know through our online form.

Credit limit increase notification

We wrote to you in the last few days to say you are eligible for a higher credit limit and how much you could increase it by. 

  • Have your Bank of Scotland credit card details with you
  • We’ll act on your instruction by the end of the next working day - or the day after if this is a Bank Holiday

How we communicate with you

Tell us how you want us to communicate future credit limit increases by contacting us.

  • Have your Bank of Scotland credit card details with you



Need any help?

If you have any questions or need any help, please call us on 0345 964 5645, we’re open from 9am – 6pm Monday to Saturday.
Not all Telephone Banking services are available 24 hours a day, seven days a week.