Let us know if you want to change your credit limit

A higher credit limit can give you more flexibility and help you manage your money but you should also check that you’re not taking on too much debt – it could cost you more and take longer to pay off. So, take a few moments to check if you need a higher limit.

If you decide to change your credit limit, let us know through our online form.

Credit limit increase notification

We wrote to you in the last few days to say you are eligible for a higher credit limit and how much you could increase it by. 

  • Have your Bank of Scotland credit card details with you
  • We’ll act on your instruction by the end of the next working day - or the day after if this is a Bank Holiday
Make your decision

How we communicate with you

Tell us how you want us to communicate future credit limit increases by contacting us.

  • Have your Bank of Scotland credit card details with you
Tell us now

Need any help?

If you have any questions or need any help, you can message us or visit us in branch.