Additional cover

We offer a wide range of additional cover options.

We have a wide range of additional cover options you can add to tailor to your specific needs, such as:

  • Accidental Damage Cover* - protects your buildings and contents against things such as spills on carpets or DIY damage.
  • Outbuildings Cover* - insures structures such as detached garages, sheds and summerhouses.
  • Contents In Outbuildings And In The Open Cover* - covers items you keep in the garden, detached garages or sheds.
  • Personal Belongings Away From The Home - protects items such as phones, tablets, cameras, jewellery and more while you’re outside the home.
  • Pedal Cycle Cover - protected for events inside your home or out on the road.
  • Students' Contents Away From Home Cover - students’ possessions protected whilst in halls of residence or any other rented student accommodation.
  • Legal Expenses Cover - up to £50,000 to cover employment, contract or neighbour disputes and personal injury cases. Underwritten by DAS Legal Expenses Insurance Company Limited
  • Home Emergency Cover - protects against the cost of emergency repairs which wouldn't normally be covered by your home insurance. Provided by Allianz Assistance.

*Covered as standard if you select our Home Insurance Comprehensive option.

Limits, terms and exclusions apply. See our policy booklet for more details.

Get a quote

Or call for a quote on 0800 028 8337. Lines open Mon to Fri 8am – 6pm and Sat 9am – 1pm. (Times may vary on public holidays).

Manage your policy

If you're an existing customer and you'd like help and support with you Bank of Scotland home insurance policy, you're in the right place.

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Need both Buildings and Contents Insurance?

If you’re looking for both Buildings and Contents Insurance we’ve got you covered.  

Our combined policy covers your private residence and its attached structures, plus their contents, all under one insurance policy.

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Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.