Offer conditions

Important information about the offers

These offers can be used together, but please remember that multiple discounts are applied consecutively which may reduce the overall discount you receive.

Bank of Scotland Welcome Offer Conditions

Important information: This offer is applicable to quotes made up to and including the 19th May 2019.

  • You will receive the Bank of Scotland Welcome Offer if you take out a new Bank of Scotland Home Insurance combined buildings and contents policy over the telephone or directly through our website at, as a result of a quotation obtained from 1 October 2016.
  • The offer is:
    • 20% discount for one year on your buildings and contents cover;
    • a further 10% discount for one year on your buildings and contents cover provided you have had no paid buildings or contents claims for at least 3 years in a row immediately before the start of your new policy.
  • Home Emergency cover and Legal Expenses cover are excluded from the offer.
  • If you pay your premium monthly, the discount(s) will be applied to your annual premium before your charge for credit and monthly payments are calculated.
  • If you cancel either your buildings or contents cover during the year, the discount(s) will end.
  • If your premium changes during the insurance period, the discount(s) will continue to be applied to your new premium, but please note that minimum premiums will apply.
  • We can withdraw the offer at any time, but will apply the discount(s) to eligible policies taken out as a result of quotations obtained before the withdrawal.
  • The offer cannot be used together with any other offer unless we tell you.
  • Please keep these conditions for future reference.
  • This offer is provided by Lloyds Bank Insurance Services Limited, Registered in England and Wales No 968406, Registered Office: 25 Gresham Street, London EC2V 7HN. Authorised and regulated by the Financial Conduct Authority. The Bank of Scotland name and logo are used under licence.

10% Internet Banking Discount conditions

Log in, get a quote and buy through your Bank of Scotland Internet Banking account and get 10% discount. The discount is for the first year and is applied to our standard online price. The discount excludes Home Emergency and Legal Expenses cover. Minimum premiums apply if you make a change to your premium during the year.

Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.