Looking to insure your car? We can offer you a competitive quote in minutes from our panel of leading insurers.
Bank of Scotland car insurance is arranged and administered by BISL Limited and underwritten by a panel of insurers.
All our policies come with great benefits:
And if you take out a comprehensive policy, you’ll also enjoy these extra benefits:
Terms, conditions and exclusions apply to all benefits, see the policy document (PDF) for full details. Normal Excess applies and NCD might be affected.
Or call for a quote on 0330 018 8188 (Mon-Fri: 8am-9pm, Sat & Bank Holidays: 9am-5pm, Sun: 10am-4pm)
We welcome calls from the Next Generation Text Service. If you want to communicate with one of our representatives add 18001 before the number you require. Find out more about the Next Generation Text Service.
As a thank you, all our policy holders are given access to the Bank of Scotland Motor Rewards site which contains an excellent range of leisure, motor, entertainment and travel discounts and offers.
Terms and conditions apply.
For additional premiums you can add Motor Legal Protection, RAC Breakdown Cover, Keycare Cover and Guaranteed Replacement Car Cover, take a look at the different levels of cover here.
Add Motor Legal Protection Cover for £30.99 per year. Our motor legal protection is here to support you and there’s a legal helpline available 24/7.
If an accident wasn’t your fault our motor legal protection policy provides cover for up to £100,000 of legal expenses to help with;
As long as there are reasonable prospects of you winning your case and the estimated legal costs aren't more than the amount you are claiming, a solicitor will be instructed to act on your behalf.
You also get motor prosecution defence cover if you are facing suspension or disqualification of your driving licence. You get up to £20,000 of legal expenses to help with your case, as long as there is a reasonable chance of avoiding suspension or disqualification. This cover doesn’t include fines or penalties or any charges relating to alcohol or drugs.
Terms, conditions and exclusions apply. Take a look at to the Motor Legal Protection Policy (PDF) for details of what is and isn’t covered.
Motor Legal Protection is administered by ACM ULR Limited. The Legal Expenses element is underwritten by RAC Insurance Ltd.
Take a look at the different levels of cover you can add to your policy, prices are for a full years cover:
Terms, conditions and exclusions apply. Take a look at the RAC Breakdown Cover (PDF) for details of what is and isn’t covered.
RAC Breakdown Cover is provided by RAC Motoring Services.
Add Keycare cover for £9.49 and you'll get the following benefits if you lose your keys:
Terms, conditions and exclusions apply.
Take a look at Keycare policy summary (PDF) for details of what is and isn’t covered.
Keycare is arranged by BISL Limited, administered by Keycare Limited and underwritten by Ageas Insurance Limited.
Add Guaranteed Replacement Car Cover for £9.99, to cover you if your car is stolen or written off, or is no longer driveable following a fire, theft or accident claim.
Rely on all this:
A car quickly supplied from a leading national network as long as you claim within 14 days. Use of car for up to 28 days:
How is Guaranteed Replacement Car cover different to courtesy car cover?
Courtesy car cover won’t be available to you if your car is stolen or written off, it is dependent on a car being available from the garage and is only available with Comprehensive cover.
A refundable fuel deposit required when obtaining the replacement car. Only available in the UK or Isle of Man.
Terms, conditions and exclusions apply. Take a look at the Guaranteed Replacement Car cover (PDF) for details of what is and isn’t covered.
Guaranteed Replacement Car Cover is administered by ACM ULR Limited and underwritten by UK General Insurance Limited, on behalf of Great Lakes Insurance SE.
No Claims Discount Protection is provided and administered by BISL Ltd.
No Claims Discount (NCD) is a discount applied to your Car Insurance premium for the number of years in which you haven’t made a claim to your policy. For each year you’re insured without making a claim you’ll earn another year’s NCD, up to a maximum of nine years (minimum premiums apply). To find out your number of NCD years, please look on your latest renewal invitation from your Car Insurance provider.
If you have 4 or more years NCD you may be able to protect the number of years discount you have accumulated for an additional cost by purchasing No Claims Discount Protection. With NCD Protection, you are able to make two fault claims within a three year period without it reducing the NCD applied to your policy premium.
If selected, the cost of No Claims Discount Protection will be calculated as a percentage of the insurance policy premium. The stand-alone price for this additional option will be displayed on your price presentation page.
No Claims Discount Protection: