Start Investing

Please remember that the value of investments and the income from them can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice. Tax treatment depends on personal circumstances and may be subject to change.

ISA icon

Stocks and Shares ISA

Pick your own stocks and shares from a wide range of investments.

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Trade online

£9.50 per trade

Get up to £1000 cashback on your first 5 transfers of £5000 or more (excluding SIPPs). Offer ends 31st January 2024. Account fees and offer terms apply. Capital at Risk.

Flat-rate admin charge £36 a year this one fee covers our Share Dealing Account and ISA

Trading icon

Share Dealing Account

A straightforward account to start trading with (or if you’ve already used your ISA allowance).

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Trade online

£9.50 per trade

Get up to £1000 cashback on your first 5 transfers of £5000 or more (excluding SIPPs). Offer ends 31st January 2024. Account fees and offer terms apply. Capital at Risk.

Flat-rate admin charge £36 a year this one fee covers our Share Dealing Account and ISA

Savings icon

Self Invested Personal Pension (SIPP)

A flexible, tax-efficient retirement account.

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Trade online

£9.50 per trade

Protect your money

No Capital Gains Tax or UK Income Tax on your pension investments

Receive tax relief

Save tax efficiently for your retirement

ISA icon

Investment ISA

Short on time and don’t want to pick your own stocks and shares? Protect any potential profit from UK tax.

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Simplicity

Choose between 3 funds

Flexible

Start investing from £50 per month or a lump sum of £500

Diversified

Exposure to a diverse mix of shares, bonds, property and more.

Bar chart icon

Investment Account

When you’ve used up your ISA allowance for the tax year but still want to invest in our ready-made funds.

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Simplicity

Choose between 3 funds

Flexible

Start investing from £50 per month or a lump sum of £500

Diversified

Exposure to a diverse mix of shares, bonds, property and more.

Need expert advice on investments?

If you’re unsure which investments are right for you, then our partnership with Schroders Personal Wealth could help. They provide personalised advice on a range of different products and services. It all starts with a free, no obligation chat, then a financial plan that’s tailored to you.

Eligibility criteria applies. Fees and charges may apply.

More about Schroders Personal Wealth

Bank of Scotland Share Dealing Service is operated by Halifax Share Dealing Limited. Registered in England and Wales No. 3195646. Registered Office: Trinity Road, Halifax, West Yorkshire HX1 2RG. Authorised and regulated by the Financial Conduct Authority under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.