Start Investing

Please remember that the value of investments and the income from them can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice. Tax treatment depends on personal circumstances and may be subject to change.

Stocks and Shares ISA

Pick your own stocks and shares from a wide range of investments.

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Trade online

£12.50 per trade

Invest regularly for less

£2 per scheduled investment

Flat-rate account charge

£12.50 a year

Share Dealing Account

A straightforward account to start trading with (or if you’ve already used your ISA allowance).

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Trade online

£12.50 per trade

Invest regularly for less

£2 per scheduled investment

No annual admin charges

Manage your own investments for free

ShareBuilder

Gradually build up a portfolio of UK shares with our scheduled monthly investment plan.

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Invest regularly for less

£2 per scheduled investment

No leftover cash

No leftover cash when you schedule your investments

No annual admin charges

Manage your own investments for free

Self Invested Personal Pension (SIPP)

A flexible, tax-efficient retirement account.

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Trade online

£12.50 per trade

Protect your money

No Capital Gains Tax or UK Income Tax on your pension investments

Receive tax relief

Manage your own investments for free

Investment ISA

Short on time and don’t want to pick your own stocks and shares? Protect any potential profit from UK tax.

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Simplicity

Choose between 3 funds

Low cost

Capped charges to keep our funds low-cost

Diversified

Exposure to a diverse mix of shares, bonds, property and more.

Investment Account

When you’ve used up your ISA allowance for the tax year but still want to invest in our ready-made funds.

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Simplicity

Choose between 3 funds

Low cost

Capped charges to keep our funds low-cost

Diversified

Exposure to a diverse mix of shares, bonds, property and more.

Ways to invest | Investing | Bank of Scotland

Bank of Scotland Share Dealing Service is operated by Halifax Share Dealing Limited. Halifax Share Dealing Limited. Registered in England and Wales no. 3195646. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Authorised and regulated by the Financial Conduct Authority, 12 Endeavour Square, London, E20 1JN under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.