When you are considering any investment, you will encounter a range of documents that are designed to help you understand what you are investing in and how it works.
In this section, we have summarised the main documents available, and the information they typically contain. Some of these documents are widely used throughout the industry, and we’ve also developed some of our own to help you make the most of our range of managed growth funds. The documents produced for any given fund will vary depending on the fund manager and when it was launched.
Key Investor Information Documents, or KIIDs, are used across the financial services industry so that different ISA and OEIC (open-ended investment company) funds can be compared easily. They usually contain details of:
Supplementary Investor Information Documents, or SIIDs, are designed to give investors extra details about investments that aren’t usually contained in KIIDs. This can include the following information:
Fund factsheets are usually produced either monthly or quarterly and updated with news on the fund’s performance and structure. They tend to include:
This is a document that we’ve developed especially to help you understand our online range of funds, how they are managed, their objectives, risks, charges and terms. It also includes a breakdown of what each fund invests in, and examples of the charges you’ll pay if you invest a certain amount.
Again, this isn’t something that’s usually produced across the industry. We chose to put these together to help you decide whether our funds are right for you. They contain details of:
Please remember that the value of an investment and the income from it can go down as well as up and you may get back less than you invested.
If you are in any doubt about making your own investment decisions we recommend you seek advice from a suitably qualified financial adviser.