Whatever stage of life you’ve reached and whatever plans you may have for the future, the sooner you start planning the more likely you are to achieve your objectives.
Before you start planning for your longer term finances, you’ll need to make sure your current financial situation is in good order.
You’ll need to consider how you will support yourself after you give up work and into your old age with a reasonable and reliable source of income.
Please remember that the value of an investment and the income from it can go down as well as up and you may get back less than you invested.
If you are in any doubt about making your own investment decisions we recommend you seek advice from a suitably qualified financial adviser.