Our investment products and services

Bank of Scotland Online Investments offer a simple way to invest online. You can choose to invest tax efficiently with an Investment ISA, or through an Investment Account if you would prefer not to use an ISA or have already used your ISA allowance this tax year. Whichever investment product you select, you can choose from our three managed growth funds, which have varying levels of risk and potential reward.

Investment ISA


You can use a Stocks and Shares ISA to invest tax efficiently in our three managed funds. ISAs are not subject to personal Income Tax or Capital Gains Tax.

Investment Account


Our Investment Account allows you to invest in our three managed funds but does not benefit from the same tax efficiency as an ISA.

Financial advice

You can take advantage of a range of financial advice and planning solutions if you have at least £100,000 of savings and investments or a sole annual income of at least £100,000.

Financial advice

Understand the risks


Please remember that the value of an investment and the income from it can go down as well as up and you may get back less than you invested.

If you are in any doubt about making your own investment decisions we recommend you seek advice from a suitably qualified financial adviser.

Tax treatment depends on your individual circumstances and may change.

Fund Supermarket


  • Over 2,000 funds covering all sectors of the market
  • Filter, sort and compare funds from a wide range of providers
  • Ideal for more confident investors

Share Dealing


Bank of Scotland Share Dealing offers share trading on seven of the world’s largest markets. Choose from a range of accounts including ISAs and SIPPs. Returns are dependent on market performance.