Bank of Scotland offer two types of ISA for you to choose from:
The annual ISA allowance for the 2017/18 tax year is £20,000. You can choose to save or invest your allowance in a cash ISA, a stocks & shares ISA, an innovative finance ISA, a lifetime ISA (depending on your age and circumstance and up to the lifetime ISA limit) or a combination of all four, providing you don’t exceed the limit.
The Junior ISA allowance for this tax year is £4,128 and covers contributions to Junior Cash ISAs and Junior Investment ISAs.
On 2nd November 2017 the Bank of England announced an increase in the Bank of England Base Rate from 0.25% to 0.50%.