Existing Bank of Scotland customers looking to borrow money can get a loan from £1,000 to £50,000 with fixed repayments over 1 to 7 years.
We offer an instant online decision on your loan application.
Loans are unsecured and available to UK residents, aged 18 or over. How much we lend and the rate available are subject to our assessment of your circumstances.
Who can apply | APR Representative available on loans from £7,500 to £25,000 over 1 to 5 years* | How to apply | Manage your loan | Paying off your loan early | ||
|---|---|---|---|---|---|---|
Personal Loan | Exclusive to existing Bank of Scotland customers with a Bank of Scotland bank account held for at least 1 month. | 3.9% APR |
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| If you make an early settlement we may charge up to 58 days' interest. | |
Flexible Loan | Exclusive to existing Bank of Scotland customers with a Bank of Scotland bank account held for at least 1 month | 4.6% APR |
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| No charge to pay off your loan early for Flexible Loan customers. |
*Other loan amounts between £1,000 and £50,000 are available at different rates.
Borrow more
If you already have a Bank of Scotland loan and you need to borrow more, you can apply at any time.
Borrowing options
Loan, credit card or overdraft? If you are thinking about borrowing it’s important you make the right choice for your circumstances.