Existing Bank of Scotland customers looking to borrow money can get a loan from £1,000 to £50,000 with fixed repayments over 1 to 7 years.
Personal loans are unsecured and available to UK residents, aged 18 or over. How much we lend and the rate available are subject to our assessment of your circumstance
Who can apply
APR Representative available on loans from £7,500 to £25,000 over 1 to 5 years*
Manage your loan
Paying off your loan early
Online Exclusive Loan
Exclusive to existing Bank of Scotland customers with a Bank of Scotland bank account held for at least 1 month. You must be registered for Internet Banking.
If you make an early settlement we may charge up to 58 days' interest.
Exclusive to existing Bank of Scotland customers with a Bank of Scotland bank account held for at least 1 month, or a mortgage, credit card or loan
No charge to pay off your loan early for Flexible Loan customers.
*Other loan amounts between £1,000 and £50,000 are available at different rates.
If you already have a Bank of Scotland loan and you need to borrow more, you can apply at any time.
Existing Bank of Scotland Graduate account holders could borrow between £1,000 and £10,000 for up to 5 years.
Loan, credit card or overdraft? If you are thinking about borrowing it’s important you make the right choice for your circumstances.