Whatever you're planning, our Personal Loan could turn your home improvement ideas into reality. Whether it's re-decorating the bedroom, installing a new bathroom or kitchen or doing up the garden, Bank of Scotland offers existing customers home improvement loans from £1,000 to £50,000 to suit any purpose.
We offer an instant online decision on your loan application.
If you’re looking to borrow money, it’s important that you make the right choice for your circumstances. Other borrowing options options may be suitable for your needs.
How much we lend and the rate available are subject to our assessment of your circumstances
*Other loan amounts between £1,000 and £50,000 are available at different rates.
If you’re an existing Bank of Scotland customer with a Bank of Scotland bank account (excluding Easycash) held for at least 1 month, you can get a personalised quote and apply online. You can still get a quote and apply if you have a credit card, a mortgage or a loan with us.
With our Personal Loan you can get a personalised quote and decision in minutes with no credit footprint.
We also offer the Flexible Loan which your local branch will be happy to help you apply for. We'll usually be able to give you an answer and transfer the money into your account the same day.