Existing mortgage customers

Worried about paying your mortgage?

If you’re worried about the rising costs of living, we’re here to help.

Whether you’re concerned about making future payments, or you’ve already missed one, find out what support we can offer you.

Support for your Bank of Scotland mortgage  Support for your Halifax mortgage

Halifax mortgage customers

Looking to switch to a new deal or borrow more on your mortgage?

Find out what deals are available as an existing Halifax mortgage customer.

Switch or borrow more

Looking to manage your existing Halifax mortgage?

Learn more about your current deal or make changes to your mortgage online.

Manage your Halifax mortgage


Bank of Scotland mortgage customers

Find out more about your existing mortgage

Bank of Scotland Mortgages has a lot more to offer our existing mortgage customers

At Bank of Scotland Mortgages we don't forget about you as soon as you have your mortgage - we want to give you all the help and support you need if you're moving home, looking for additional borrowing or want to change your existing Bank of Scotland mortgage (Early Repayment Charges may apply).

You can find details of our current mortgage deals, additional borrowing and information if you're facing financial difficulties.

Your Bank of Scotland mortgage Your Bank of Scotland mortgage

Homes for Ukraine

If you're planning to support the government scheme to house Ukrainian refugees, we're supporting you by making the process as simple as possible.

You won't need to notify us if you're providing:

  • a room(s) in your own home (current limit of 2 lodgers will not apply)
  • a residential property you own (there’s no need to request consent to lease but you'll need to obtain a tenancy agreement)
  • your Buy To Let property (normal mortgage and letting conditions apply, and you need to obtain a tenancy agreement).

It's important you consider whether by providing this support you are still able to afford your household bills, pay your mortgage and it doesn’t put you in financial difficulty. You may wish to look at any government guidance issued.

You should also check with your building/contents insurer to see if you need their consent. If your home insurance is with us, no further action is required and your cover will not be changed.

You could lose your home if you don't keep up your mortgage repayments