Bank of Scotland Mortgages has a lot more to offer our existing mortgage customers
At Bank of Scotland Mortgages we don't forget about you as soon as you have your mortgage - we want to give you all the help and support you need if you're moving home, looking for additional borrowing or want to change your existing Bank of Scotland mortgage (Early Repayment Charges may apply).
You can find details of our current mortgage deals, additional borrowing and information if you're facing financial difficulties.
If you're planning to support the government scheme to house Ukrainian refugees, we're supporting you by making the process as simple as possible.
You won't need to notify us if you're providing:
a room(s) in your own home (current limit of 2 lodgers will not apply)
a residential property you own (there’s no need to request consent to lease but you'll need to obtain a tenancy agreement)
your Buy To Let property (normal mortgage and letting conditions apply, and you need to obtain a tenancy agreement).
It's important you consider whether by providing this support you are still able to afford your household bills, pay your mortgage and it doesn’t put you in financial difficulty. You may wish to look at any government guidance issued.
You should also check with your building/contents insurer to see if you need their consent. If your home insurance is with us, no further action is required and your cover will not be changed.
You could lose your home if you don't keep up your mortgage repayments