Halifax Payment Holiday Calculator
Our calculator will show how taking a payment holiday could impact your mortgage.
The figures we show you are based on some assumptions, such as you having only one interest rate on your mortgage. There are a number of reasons why you may have more than one interest rate (for example, additional borrowing), and in such cases you will need to calculate each part of your mortgage separately. Details of our assumptions are shown at the bottom of this page.
You can find out how many interest rates your mortgage has in Online Banking or in your latest mortgage statement from us.
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- You have one rate across your whole mortgage for the whole term
- All years are of equal length
- Interest is calculated monthly
- Estimate of total interest saved is rounded to the nearest £10