Mortgage Offers

We currently have offers for first time buyers, home movers and customers who want to remortgage through us from another lender. Bank of Scotland are proud to offer our customers mortgages provided by Halifax who have over 160 years’ experience helping people own their own homes.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Mortgage prize draw


You could be one of three lucky winners who’ll win our prize draw and have their mortgage paid off.

Or one of 100 customer who will win £1,000 cash prize.

  1. Apply for a qualifying mortgage by 30th December 2018
  2. Register for our prize draw by 31st January 2019
  3. Complete on your mortgage by 31st March 2019
  4. Prize Draw date 15th April 2019

Bank of Scotland offers Halifax mortgages. Offer can be withdrawn and exclusions apply. Terms and conditions apply.

Find out more


Get £500 cashback

Whether you’re buying your first home, moving somewhere new or looking for a better mortgage deal, we’ll also give you £500 cashback when you complete on a qualifying mortgage, to help make your house a home.

  • Available to home buyers and customers remortgaging to us from another lender who complete on a qualifying mortgage
  • Apply by 30th December 2018
  • Minimum £25,000 loan
  • £500 cashback will be paid on completion through your conveyancer
  • Offer can be withdraw at any time and excludes: product transfers, additional borrowing, buy to let and applications through Halifax Intermediaries
  • Bank of Scotland offers Halifax mortgages.

I'm a first time buyer I'm moving home I'm remortgaging

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The Halifax Remortgage Service provides you with a little help

Selected remortgages come with the Halifax Remortgage Service where we'll pay our own legal fees and won't charge you for the property assessment.

The Halifax Remortgage Service is only available for mortgages on properties in the UK (excluding the Isle of Man). If you seek additional legal advice as part of your remortgage, you must arrange to pay for these services yourself.

Mortgage calculator


Do you want to get an idea of how much you could borrow and how much your monthly payments could be?

The Halifax mortgage calculator could help.

Speak with an adviser


You can speak to one of our mortgage advisers in person, or over the phone.

Call us on 0345 300 2297
Mon-Fri 8am - 8pm
Sat 9am - 4pm

Come into a Bank of Scotland branch - you'll need to book an appointment beforehand