Help with sending money outside the UK

Do you have family overseas and want to send them money or you might even be working or buying a house abroad?

Which country do I need a BIC/SWIFT and an IBAN for?

We need you to quote a BIC/SWIFT and IBAN when sending International Payments to the following countries:

  • All EU and EEA countries: Albania, Austria, Belgium, Bosnia and Herzegovina, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Guernsey, Hungary, Iceland, Republic of Ireland, Italy, Jersey, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, The Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and UK
  • and also the following non EU and EEA countries: Andorra, Bahrain, Faroe Islands, Georgia, Gibraltar, Greenland, Isle of Man, Israel, Jordan, Kuwait, Lebanon, Macedonia, Montenegro, Moldova, Monaco, Pakistan, Palestine, Qatar, San Marino, Saudi Arabia, Switzerland, Tunisia, Turkey, and United Arab Emirates.

Reason for payment

As part of their regulations banks in certain countries including Jordan, Pakistan, Philippines and United Arab Emirates require a reason for your payment.

Below is a list of valid reasons for payment. Please choose a code and copy it into “Payment reference for recipient” box if you are making a payment to one of these countries.

You must ensure you provide a reason for payment to avoid any delays.

  • Code

    Purpose

    Code

    0101

    Purpose

    Invoice Payment & Purchase

    Code

    0102

    Purpose

    Utility Bill Payment

    Code

    0103

    Purpose

    Prepaid Cards Recharging

    Code

    0104

    Purpose

    Standing Orders

    Code

    0105

    Purpose

    Personal Donations

    Code

    0106

    Purpose

    Family Assistance and Expenses

    Code

    0107

    Purpose

    Individual Social Security Subscription

    Code

    0108

    Purpose

    Associations Subscriptions

    Code

    0109

    Purpose

    Saving and Funding Account

    Code

    0110

    Purpose

    Heritance

    Code

    0111

    Purpose

    End of Service indemnity

    Code

    Purpose

    Code

    0201

    Purpose

    Public Sector Employees Salaries

    Code

    0202

    Purpose

    Labourers Salaries

    Code

    0203

    Purpose

    Private Sector Staff Salaries

    Code

    0204

    Purpose

    Jordanian Diplomatic Staff Salaries

    Code

    0205

    Purpose

    Foreign Diplomatic Salaries

    Code

    0206

    Purpose

    Overseas Incoming Salaries

    Code

    0207

    Purpose

    Civil / Military Retirement Salaries

    Code

    0208

    Purpose

    Social Security Retirement Salaries

    Code

    0209

    Purpose

    Establishment Social Security Subscription

    Code

    Purpose

    Code

    0201

    Purpose

    Public Sector Employees Salaries

    Code

    0202

    Purpose

    Labourers Salaries

    Code

    0203

    Purpose

    Private Sector Staff Salaries

    Code

    0204

    Purpose

    Jordanian Diplomatic Staff Salaries

    Code

    0205

    Purpose

    Foreign Diplomatic Salaries

    Code

    0206

    Purpose

    Overseas Incoming Salaries

    Code

    0207

    Purpose

    Civil / Military Retirement Salaries

    Code

    0208

    Purpose

    Social Security Retirement Salaries

    Code

    0209

    Purpose

    Establishment Social Security Subscription

    Code

    Purpose

    Code

    0301

    Purpose

    Investment Revenues

    Code

    0302

    Purpose

    Brokerage Investment

    Code

    0303

    Purpose

    Insurance

    Code

    0304

    Purpose

    Subscriptions to international nonmonetary organisations

    Code

    0305

    Purpose

    Local Investment

    Code

    0306

    Purpose

    External Investment

    Code

    0307

    Purpose

    Tender bond Guarantee

    Code

    Purpose

    Code

    0401

    Purpose

    Air Freight

    Code

    0402

    Purpose

    Land Freight

    Code

    0403

    Purpose

    Sea Freight

    Code

    0404

    Purpose

    Travel and Tourism

    Code

    Purpose

    Code

    0501

    Purpose

    Governmental Delegation Transfers

    Code

    0502

    Purpose

    Private Sector Delegation Transfers

    Code

    0503

    Purpose

    Governmental Education

    Code

    0504

    Purpose

    Private Sector Education

    Code

    Purpose

    Code

    0601

    Purpose

    Public Sector Exportation

    Code

    0602

    Purpose

    Private Sector Exportation

    Code

    0603

    Purpose

    Public Sector Importation

    Code

    0604

    Purpose

    Private Sector Importation

    Code

    Purpose

    Code

    0701

    Purpose

    Religious Communities Aid

    Code

    0702

    Purpose

    International Communities Aid

    Code

    0703

    Purpose

    Arab Communities Aid

    Code

    0704

    Purpose

    UN Aid

    Code

    0705

    Purpose

    Charity Communities Aid

    Code

    Purpose

    Code

    0801

    Purpose

    Telecommunication Services

    Code

    0802

    Purpose

    Financial Services

    Code

    0803

    Purpose

    Information Technology Services

    Code

    0804

    Purpose

    Consulting Services

    Code

    0805

    Purpose

    Construction Services

    Code

    0806

    Purpose

    Maintenance & Assembling Services

    Code

    0807

    Purpose

    Marketing and Media Services

    Code

    0808

    Purpose

    Mining Services

    Code

    0809

    Purpose

    Medical & Health Services

    Code

    0810

    Purpose

    Cultural, Educational & Entertainment Services

    Code

    0811

    Purpose

    Rental Expenses

    Code

    0812

    Purpose

    Real Estate

    Code

    0813

    Purpose

    Taxes

    Code

    0814

    Purpose

    Fees

    Code

    0815

    Purpose

    Commissions

    Code

    0816

    Purpose

    Franchise and License Fees

    Code

    0817

    Purpose

    Cheque Collection

    Code

    0818

    Purpose

    Membership Fees

    Code

    Purpose

    Code

    0901

    Purpose

    Municipality Funds

    Code

    0902

    Purpose

    Government Funds

    Code

    0903

    Purpose

    Private Sector Funds

    Code

    0904

    Purpose

    External Incoming Funds

    Code

    Purpose

    Code

    1001

    Purpose

    International Communities and Embassies Remittances

    Code

    1002

    Purpose

    Permanent Diplomatic Missions

    Code

    1003

    Purpose

    Temporary Diplomatic Missions

    Code

    1004

    Purpose

    Jordanian Embassies Income

    Code

    Purpose

    Code

    1101

    Purpose

    Long-Term Loans Instalments / Public Sector

    Code

    1102

    Purpose

    Long-Term Loans interest Instalments / Public Sector

    Code

    1103

    Purpose

    Short-Term Loans Instalments / Public Sector

    Code

    1104

    Purpose

    Short-Term Loans interest Instalments / Public Sector

    Code

    1105

    Purpose

    Long-Term Loans Instalments / Private Sector

    Code

    1106

    Purpose

    Long-Term Loans interest Instalments / Public Sector

    Code

    1107

    Purpose

    Short-Term Loans Instalments /Private Sector

    Code

    1108

    Purpose

    Short-Term Loans interest Instalments / Private Sector

    Code

    1109

    Purpose

    Loans Instalments Against Governmental Guarantee

    Code

    1110

    Purpose

    Loans Interest Instalments Against Governmental Guarantee

    Code

    1111

    Purpose

    Credit Card Payment

    Code

    1112

    Purpose

    Personal Loan Payment

    Code

    PRS

    Purpose

    Personal, cultural, audiovisual and recreational services

    Code

    Purpose

    Code

    1201

    Purpose

    Rerouting

    Code

    1202

    Purpose

    Scientific Research Support

  • Code / Purpose

    Code / Purpose

    Charitable Donation

    Code / Purpose

    Commission

    Code / Purpose

    Expenses

    Code / Purpose

    Family maintenance

    Code / Purpose

    Fees

    Code / Purpose

    Fx Ccy Non-Res Deposit

    Code / Purpose

    Gift

    Code / Purpose

    Grant

    Code / Purpose

    Holiday

    Code / Purpose

    Hotel

    Code / Purpose

    House Purchase Non-Resident

    Code / Purpose

    House Purchase Resident

    Code / Purpose

    Inheritance

    Code / Purpose

    Invoice

    Code / Purpose

    Loan

    Code / Purpose

    Medical

    Code / Purpose

    Mortgage payment

    Code / Purpose

    Other – Please specify

    Code / Purpose

    Own account transfer

    Code / Purpose

    Pension

    Code / Purpose

    Personal transfer

    Code / Purpose

    Purchase of shares

    Code / Purpose

    Relocation

    Code / Purpose

    Rent

    Code / Purpose

    Salary

    Code / Purpose

    School fees

    Code / Purpose

    Tax

    Code / Purpose

    Wages

  • Code

    Purpose

    Code

    ACM

    Purpose

    Agency Commissions

    Code

    AES

    Purpose

    Advance payment against EOS

    Code

    AFA

    Purpose

    Receipts or payments from personal residents bank account or deposits abroad

    Code

    AFL

    Purpose

    Receipts or payments from personal non-resident bank account in the UAE

    Code

    ALW

    Purpose

    Allowance

    Code

    ATS

    Purpose

    Air transport

    Code

    BON

    Purpose

    Bonus

    Code

    CCP

    Purpose

    Corporate Card Payments

    Code

    CEA

    Purpose

    Equity and investment fund shares for the establishment of new company from residents abroad, equity of merger or acquisition of companies abroad from residents and participation to capital increase of related companies abroad

    Code

    CEL

    Purpose

    Equity and investment fund shares for the establishment of new company in the UAE from non-residents, equity of merger or acquisition of companies in the UAE from non-residents and participation to capital increase of related companies from non-residents in the UAE

    Code

    CHC

    Purpose

    Charitable Contributions (Charity and Aid)

    Code

    CIN

    Purpose

    Commercial Investments

    Code

    COM

    Purpose

    Commission

    Code

    COP

    Purpose

    Compensation

    Code

    CRP

    Purpose

    Credit Card Payment

    Code

    DCP

    Purpose

    Debit Card Payments

    Code

    DIV

    Purpose

    Dividend Payouts From FI

    Code

    DLA

    Purpose

    Purchases and sales of foreign debt securities in not related companies - More than a year

    Code

    DLF

    Purpose

    Debt instruments intragroup loans, deposits foreign (above 10% share)

    Code

    DLL

    Purpose

    Purchases and sales of securities issued by residents in not related companies - More than a year

    Code

    DOE

    Purpose

    Dividends on equity not intragroup

    Code

    DSA 

    Purpose

    Purchases and sales of foreign debt securities in not related companies - Less than a year

    Code

    DSF

    Purpose

    Debt instruments intragroup foreign securities

    Code

    DSL

    Purpose

    Purchases and sales of securities issued by residents in not related companies - Less than a year

    Code

    EDU

    Purpose

    Educational Support

    Code

    EMI

    Purpose

    Equated Monthly Installments

    Code

    EOS

    Purpose

    End of Service / Final Settlement

    Code

    FAM

    Purpose

    Family Support (Workers' remittances)

    Code

    FDA

    Purpose

    Financial derivatives foreign

    Code

    FDL

    Purpose

    Financial derivatives in the UAE

    Code

    FIA

    Purpose

    Investment fund shares foreign

    Code

    FIL

    Purpose

    Investment fund shares in the UAE

    Code

    FIS

    Purpose

    Financial services

    Code

    FSA

    Purpose

    Equity other than investment fund shares in not related companies abroad

    Code

    FSL

    Purpose

    Equity other than investment fund shares in not related companies in the UAE

    Code

    GDE

    Purpose

    Goods sold (Exports in fob value)

    Code

    GDI

    Purpose

    Goods bought (Imports in cif value)

    Code

    GMS

    Purpose

    Processing repair and maintenance services on goods

    Code

    GOS

    Purpose

    Government goods and services embassies etc.

    Code

    GRI

    Purpose

    Government related income taxes, tariffs, capital transfers, etc.

    Code

    IFS

    Purpose

    Information services

    Code

    IGD

    Purpose

    Dividends intragroup

    Code

    IGT

    Purpose

    INTER GROUP TRANSFER

    Code

    IID

    Purpose

    Interest on debt intragroup

    Code

    INS

    Purpose

    Insurance services

    Code

    IOD

    Purpose

    Income on deposits

    Code

    IOL

    Purpose

    Income on loans

    Code

    IPC

    Purpose

    Charges for the use of intellectual property royalties

    Code

    IPO

    Purpose

    IPO Subscriptions

    Code

    IRP

    Purpose

    INTEREST RATE SWAP PAYMENTS

    Code

    IRW

    Purpose

    INTEREST RATE UNWIND PAYMENTS

    Code

    ISH

    Purpose

    Income on investment funds shares

    Code

    ISL

    Purpose

    Interest on securities more than a year

    Code

    ISS

    Purpose

    Interest on securities less than a year

    Code

    ITS

    Purpose

    Computer services

    Code

    LAS

    Purpose

    Leave Salary

    Code

    LDL

    Purpose

    Debt instruments intragroup loans, deposits in the UAE (above 10% share)

    Code

    LDS

    Purpose

    Debt instruments intragroup securities in the UAE

    Code

    LEA

    Purpose

    Leasing abroad

    Code

    LEL

    Purpose

    Leasing in the UAE

    Code

    LIP

    Purpose

    Loan Interest Payments

    Code

    LLA

    Purpose

    Loans - Drawings or Repayments on loans extended to nonresidents - Long-term

    Code

    LLL

    Purpose

    Loans - Drawings or Repayments on foreign loans extended to residents - Long-term

    Code

    LNC

    Purpose

    Loan Charges

    Code

    LND

    Purpose

    Loan Disbursements From FI

    Code

    MCR

    Purpose

    Monetary Claim Reimbursements

    Code

    MWI

    Purpose

    MOBILE WALLET CARD CASH-IN

    Code

    MWO

    Purpose

    MOBILE WALLET CARD CASH-OUT

    Code

    MWP

    Purpose

    MOBILE WALLET CARD PAYMENTS

    Code

    OAT

    Purpose

    OWN ACCOUNT TRANSFER

    Code

    OTS

    Purpose

    Other modes of transport (including Postal and courier services)

    Code

    OVT

    Purpose

    Overtime

    Code

    PEN

    Purpose

    Pension

    Code

    PIN

    Purpose

    Personal Investments

    Code

    PIP

    Purpose

    Profits on Islamic products

    Code

    PMS

    Purpose

    Professional and management consulting services

    Code

    POR

    Purpose

    Refunds/Reversals on IPO subscriptions

    Code

    POS

    Purpose

    POS Merchant Settlement

    Code

    PPA

    Purpose

    Purchase of real estate abroad from residents

    Code

    PPL

    Purpose

    Purchase of real estate in the UAE from non-residents

    Code

    PRP

    Purpose

    PROFIT RATE SWAP PAYMENTS

    Code

    PRR

    Purpose

    Profits or rents on real estate

    Code

    PRW

    Purpose

    PROFIT RATE UNWIND PAYMENTS

    Code

    RDA

    Purpose

    Reverse debt instruments abroad

    Code

    RDL

    Purpose

    Reverse debt instruments in the UAE

    Code

    RDS

    Purpose

    Research and development services

    Code

    REA

    Purpose

    Reverse equity share abroad

    Code

    REL

    Purpose

    Reverse equity share in the UAE

    Code

    RFS

    Purpose

    Repos on foreign securities

    Code

    RNT

    Purpose

    Rent Payments

    Code

    SAA

    Purpose

    Salary Advance

    Code

    SAL

    Purpose

    Salary (Compensation of employees)

    Code

    SCO

    Purpose

    Construction

    Code

    SLA

    Purpose

    Loans - Drawings or Repayments on loans extended to nonresidents - Short-term

    Code

    SLL

    Purpose

    Loans - Drawings or Repayments on foreign loans extended to residents - Short-term

    Code

    STR

    Purpose

    Travel

    Code

    STS

    Purpose

    Sea transport

    Code

    SVI

    Purpose

    STORED VALUE CARD CASH-IN

    Code

    SVO

    Purpose

    STORED VALUE CARD CASH-OUT

    Code

    SVP

    Purpose

    STORED VALUE CARD PAYMENTS

    Code

    TCP

    Purpose

    Trade credits and advances payable

    Code

    TCR

    Purpose

    Trade credits and advances receivable

    Code

    TCS

    Purpose

    Telecommunication services

    Code

    TKT

    Purpose

    Tickets

    Code

    TOF

    Purpose

    Transfer of funds between persons Normal and Juridical

    Code

    TTS

    Purpose

    Technical, trade-related and other business services

    Code

    UTL

    Purpose

    Utility Bill Payments

    Code

    TAX

    Purpose

    TAX Payment

Sending payments outside the UK demo

View our step-by-step guide for how to send money outside the UK.