Private Banking

Planning for retirement or your family's future?


For Private Banking expertise, talk to us

For access to advice from a Private Banking and Advice Manager, you’ll need at least £250,000 in savings, investments and/or personal pensions and/or a sole annual income of at least £250,000.
Before we provide you with any services or products, we will explain and agree with you what advice can be given, the products and services this advice covers and any charges that will apply.

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Planning for the future you want

Thinking about your future often means looking forward to life's milestones.

Investing for the longer term

We start by getting a clear understanding of your objectives and attitude to risk.

Looking after you and your family

Putting plans in place to protect them in times of need can provide real peace of mind.

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A few ways to keep in touch

Call, write or visit us at one of our offices. There are a few ways to keep in touch with us.

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Explore our Wealth of Ideas

Explore thought-provoking articles within our Wealth of Ideas hub. 

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Banking on the go

Bank on the go, at your convenience, with our Internet and Mobile Banking service.

Changes to our wording

We’re changing some of the words we use to describe fees and services for our UK personal current accounts.

Management of Scottish Widows and Bank of Scotland Private Banking customers’ assets

Scottish Widows and Bank of Scotland Private Banking businesses have decided to review their asset management arrangements and have therefore given notice to Standard Life Aberdeen plc (“Standard Life Aberdeen”) to terminate their partnership agreements with Aberdeen Asset Management plc (“Aberdeen”).

There are no immediate changes for customers. Following completion of the review, Scottish Widows and Bank of Scotland Private Banking anticipate implementing the new arrangements by the end of H1 2019. Scottish Widows and Bank of Scotland Private Banking will work with Standard Life Aberdeen to ensure no disruption to performance or service in the interim.

Scottish Widows and Bank of Scotland Private Banking entered into the partnership with Aberdeen following the sale of Scottish Widows Investment Partnership in 2014. This included long-term contracts for the management by Aberdeen of over £100bn of assets on behalf of Scottish Widows and Bank of Scotland Private Banking.

These contracts enabled Scottish Widows and Bank of Scotland Private Banking to terminate the contracts in the event that Aberdeen was subject to a change of control with a material competitor. Aberdeen recently completed a merger with Standard Life plc, which is a material competitor of Scottish Widows and also of Bank of Scotland Private Banking. At the time, Scottish Widows and Bank of Scotland Private Banking agreed to delay a decision regarding the exercise of their termination rights for a period of 6 months following completion of the merger, during which period the parties agreed to discuss in good faith ways to build a successful relationship and address the competition issue.

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Financial Services Compensation Scheme