Market Linked Deposits

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Talk to us about how our expert service can help you with your aspirations and goals.

For access to advice from a Private Banking and Advice Manager, you’ll need at least £250,000 in savings, investments and/or personal pensions and/or a sole annual income of at least £250,000.

Before we provide you with any services or products, we will explain and agree with you what advice can be given, the products and services this advice covers and any charges that will apply.

As part of our range of products, we periodically offer Market Linked Deposits (MLDs).

MLDs are designed for individuals who are aware of the potential benefits of stock market related investments and associated risks, but who do not wish to see their savings fully exposed to the ups and downs that are related to the direct ownership of shares.

Our range of MLDs can provide the opportunity to link any return to the potential performance of the designated stock market or economic sector. It offers the potential to participate in any growth there may be in the market or sector, but there is also the risk of receiving no return.

If you terminate your deposit prior to the maturity date you are likely to get back less than you invested. If during the term of the MLD the Deposit Taker becomes bankrupt or is unable to make payments under the MLD when due, you may get back less than you are owed or nothing at all.

Our products and services have individual terms and conditions. Fees and charges may apply.

Bank of Scotland plc and Lloyds Bank plc are both part of Lloyds Banking Group. More information on Lloyds Banking Group can be found at www.lloydsbankinggroup.com

Bank of Scotland plc
Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland No. SC327000. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 169628.

Lloyds Bank plc
Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278.