Effortless Savings Accounts

Savings with Private Banking

When you want the flexibility to manage your cash savings in the traditional way, we offer convenient and straightforward instant access savings accounts.

Personal

  • A dedicated contact who’ll oversee your day-to-day banking needs and introduce you to any specialist partners when required.

Easy access

  • Instant access online, by telephone or in branch.
  • Add to your account whenever you want.
  • No notice period required and no penalty for withdrawals.

Flexible

  • Variable rate of interest.
  • Choose to have your interest paid annually or monthly when you open an account.

Choose an account

A minimum opening balance of £2,500 is required for all our accounts.

Premier Investment Account

A straightforward savings account offering a variable rate of interest and instant access to your money with no penalties.

0.05% AER/Gross variable

on balances from £1 up to and including £5,000,000.

0.30% AER/Gross variable

on any part of the balance over £5,000,000 up to and including £10,000,000.

0.45%. AER/Gross variable

on any amount over £10,000,000.

Interest is paid either monthly or annually on the anniversary of the account opening.

Premier Reserve Account (for Trusts)

Our instant access account that offers a variable rate of interest for funds held within a trust.

0.05% AER/Gross variable

on balances from £1 up to and including £5,000,000.

0.30% AER/Gross variable

on any amount over £5,000,000.

Interest is paid either monthly or annually on the anniversary of the account opening.

Further information and help understanding our accounts:

More account benefits

Wealth services

In addition to our exclusive banking products, as a customer you will also benefit from personal introductions to our specialist partners who can support with your wealth needs.

Explore Wealth Services

Jessica Chambers

Relationship Associate

“As a Relationship Associate, I am always looking to improve the financial position of my customers by maximising their interest potential. It can be difficult for our customers to keep on top of every aspect of their finances; this is why I ensure they are able to take advantage of any exclusive rate or product that is available to them.”

Contact us for a personal introduction

  • Existing Customer? If you are an existing Private Banking customer, please contact us on 0345 711 1111.

    Service eligibility

    Our Specialist Lending service is available to anyone with a sole income of at least £100,000 or £250,000 or more in savings and/or investments. Fees and charges will apply.

     

    Call us

    To find out more, please call us on:

    0345 366 2727

    Calls may be monitored and recorded. Calls cost may vary depending on your service provider.

    Request a call back

    Request a convenient time for us to call you:

    Request a call back
  • Service eligibility

    Our Estate Administration Service is available where we are appointed as an Executor under the terms of a will, where an existing Executor does not feel able to act or where there is no Will in place (the latter is not available if the deceased was domiciled in Scotland).

    You do not have to be an existing customer to use our service. The gross value of the Estate must be over £80,000. This may include cash, valuables, investments or property.
     

    Call us

    To find out more, talk to one of our specialist Bereavement Advisers on:

    0800 056 0171

    Lines are open Monday to Friday, 9am – 5pm. Calls may be monitored or recorded. Call costs may vary depending on your service provider.

  • Existing Customer? If you are an existing Private Banking customer, please contact us on 0345 711 1111.

    Service eligibility

    To benefit you will need to have at least £100,000 in sole annual income and/or £100,000 in sole or joint savings, investments and/or personal pensions. Fees/Charges will apply if you take out a financial plan, product or service.

     

    Call us

    To find out more, please call us on:

    0345 366 2727

    Calls may be monitored and recorded. Calls cost may vary depending on your service provider.

    Request a call back

    Request a convenient time for us to call you:

    Request a call back

Existing Customer? If you are an existing Private Banking customer, please contact us on 0345 711 1111.

Service eligibility

Our Private Banking service is available to customers with £250,000 or more in savings and/or investments or a mortgage of £750,000 or more with Bank of Scotland.

And if you have £2 million or more in savings and/or investments or an annual income of £500,000 or more, you will be eligible for our Private Client service.
 

Call us

To find out more, please call us on:

0345 366 2727

Calls may be monitored and recorded. Calls cost may vary depending on your service provider.

Request a call back

Request a convenient time for us to call you:

Request a call back

Bank of Scotland plc and Lloyds Bank plc are both part of Lloyds Banking Group. More information on Lloyds Banking Group can be found at www.lloydsbankinggroup.com

Bank of Scotland plc
Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland No. SC327000. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 169628.

Lloyds Bank plc 
Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278.