Effortless Savings Accounts

Savings with Private Banking

When you want the flexibility to manage your cash savings in the traditional way, we offer convenient and straightforward instant access savings accounts.

Personal

  • A dedicated contact who’ll oversee your day-to-day banking needs and introduce you to any specialist partners when required.

Easy access

  • Instant access online, by telephone or in branch.
  • Add to your account whenever you want.
  • No notice period required and no penalty for withdrawals.

Flexible

  • Variable rate of interest.
  • Choose to have your interest paid annually or monthly when you open an account.

Choose an account

A minimum opening balance of £2,500 is required for all our accounts.

Premier Investment Account

A straightforward savings account offering a variable rate of interest and instant access to your money with no penalties.

*1.80% AER/Gross variable

on balances from £1 up to and including £1,000,000

**2.50% AER/Gross variable

on any part of the balance over £1,000,000 up to and including £5,000,000

***3.50% AER/Gross variable

on any part of the balance over £5,000,000 up to and including £10,000,000

****3.75% AER/Gross variable

on any amount over £10,000,000

*Interest of 1.80% AER/Gross p.a. (or monthly at 1.80% AER/1.79% Gross)
**Interest of 2.50% AER/Gross p.a. (or monthly at 2.50% AER/2.47% Gross)
***Interest of 3.50% AER/Gross p.a. (or monthly at 3.50% AER/3.45% Gross)
****Interest of 3.75% AER/Gross p.a. (or monthly at 3.75% AER/3.69% Gross)

Please note withdrawals by standing order or direct debits are not permitted.

Further information and help understanding our accounts:

Savings rates of interest (PDF 45KB)

Important Information

More account benefits

Wealth services

In addition to our exclusive banking products, as a customer you will also benefit from personal introductions to our specialist partners who can support with your wealth needs.

Explore Wealth Services

Jessica Chambers

Relationship Associate

“As a Relationship Associate, I am always looking to improve the financial position of my customers by maximising their interest potential. It can be difficult for our customers to keep on top of every aspect of their finances; this is why I ensure they are able to take advantage of any exclusive rate or product that is available to them.”

Contact us for a personal introduction
 

Existing Customer? If you are an existing Private Banking customer, please contact us on 0345 711 1111. Lines open 8am – 8pm, seven days a week. Not all Telephone Banking services are available 24 hours a day, seven days a week.


Service eligibility

Our Private Banking service is available to customers with £250,000 or more in savings and/or investments or a mortgage of £750,000 or more with Bank of Scotland.

And if you have £2 million or more in savings and/or investments or an annual income of £500,000 or more, you will be eligible for our Private Client service.
 

Call us

Call us

To find out more, please call us on:

0345 878 0022

Calls may be monitored and recorded. Calls cost may vary depending on your service provider.

Request a call back

Request a call back

Request a convenient time for us to call you:

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Financial Services Compensation Scheme

Bank of Scotland plc and Lloyds Bank plc are both part of Lloyds Banking Group. More information on Lloyds Banking Group can be found at www.lloydsbankinggroup.com

Bank of Scotland plc
Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland No. SC327000. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 169628.

Lloyds Bank plc 
Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278.