Critical Illness insurance

Become a client

Talk to us about how our expert service can help you with your aspirations and goals.

For access to advice from a Private Banking and Advice Manager, you’ll need at least £250,000 in savings, investments and/or personal pensions and/or a sole annual income of at least £250,000.

Before we provide you with any services or products, we will explain and agree with you what advice can be given, the products and services this advice covers and any charges that will apply.

Being diagnosed with a critical illness can have a serious impact on your life and the lives of those around you. It may mean you are unable to work for a considerable period of time and can sometimes result in lasting physical effects that make everyday living more difficult. You could also find that you’ll need to make changes to your lifestyle or even where you live.

Having Critical Illness cover could help you cope financially and help you adapt. It could cover the cost of making alterations to your home so you can manage more easily, or the cost of extra domestic help or nursing care. It could provide you with the financial support you need so you can enjoy more time with your loved ones.

There may be age restrictions, exclusions and/or limitations attached to some of these policies as they are all subject to separate terms and conditions which an adviser will tell you about. Fees and charges may apply.

Bank of Scotland plc and Lloyds Bank plc are both part of Lloyds Banking Group. More information on Lloyds Banking Group can be found at www.lloydsbankinggroup.com

Bank of Scotland plc
Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland No. SC327000. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 169628.

Lloyds Bank plc
Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278.