Compare savings accounts

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Account name

Interest rate (AER)

Minimum Opening Balance

Fixed / Variable

Withdrawals

Interest paid

Access Saver

0.20%

gross/AER variable rate for 12 months

£1

Variable

Unlimited

Annually

Find out more

Monthly Saver

2.50%

gross/AER

£25 to £250 a month

Fixed

Unlimited

Annually

Find out more

Children’s Saver

2.00%

AER/1.98% gross on balances from £1 - £5,000.

0.20%

AER/0.20% gross on any excess above £5,000.

£1

Variable

Unlimited

Monthly

Find out more

Help to Buy: ISA

1.50%

tax free/AER variable

Help to Buy: Backed by HM Government

Initial deposit of up to £1,000, followed by top ups of up to £200 a month (including the month of account opening) paid by standing order once a month to be received by the 25th

Variable

Unlimited (subject to a minimum balance of £1) but you won’t be able to claim your Help to Buy bonus on any funds withdrawn

Annually

Find out more

Access Cash ISA

0.35%

tax free/AER variable rate for 12 months

£1

Variable

Unlimited

Annually

Find out more

Fixed Cash ISA

0.50%

tax free/AER for the 2 year term

£500

Fixed

None, by closure only subject to a loss of interest

Annually or Monthly

Find out more

Junior Cash ISA

2.50%

tax free/AER variable

£1

Variable

None, until the child is 18

Annually

Find out more

Fixed Rate Bond

0.50%

gross/AER for the 2 year term

£2,000

Fixed

None

Annually or Monthly

Find out more

Access Saver

Interest rate (AER)

0.20%

gross/AER variable rate for 12 months

Minimum Opening Balance

£1

Fixed / Variable

Variable

Withdrawals

Unlimited

Interest paid

Annually

Monthly Saver

Interest rate (AER)

2.50%

gross/AER

Minimum Opening Balance

£25 to £250 a month

Fixed / Variable

Fixed

Withdrawals

Unlimited

Interest paid

Annually

Children’s Saver

Interest rate (AER)

2.00%

AER/1.98% gross on balances from £1 - £5,000.

0.20%

AER/0.20% gross on any excess above £5,000.

Minimum Opening Balance

£1

Fixed / Variable

Variable

Withdrawals

Unlimited

Interest paid

Monthly

Help to Buy: ISA

Interest rate (AER)

1.50%

tax free/AER variable

Help to Buy: Backed by HM Government

Minimum Opening Balance

Initial deposit of up to £1,000, followed by top ups of up to £200 a month (including the month of account opening) paid by standing order once a month to be received by the 25th

Fixed / Variable

Variable

Withdrawals

Unlimited (subject to a minimum balance of £1) but you won’t be able to claim your Help to Buy bonus on any funds withdrawn

Interest paid

Annually

Access Cash ISA

Interest rate (AER)

0.35%

tax free/AER variable rate for 12 months

Minimum Opening Balance

£1

Fixed / Variable

Variable

Withdrawals

Unlimited

Interest paid

Annually

Fixed Cash ISA

Interest rate (AER)

0.50%

tax free/AER for the 2 year term

Minimum Opening Balance

£500

Fixed / Variable

Fixed

Withdrawals

None, by closure only subject to a loss of interest

Interest paid

Annually or Monthly

Junior Cash ISA

Interest rate (AER)

2.50%

tax free/AER variable

Minimum Opening Balance

£1

Fixed / Variable

Variable

Withdrawals

None, until the child is 18

Interest paid

Annually

Fixed Rate Bond

Interest rate (AER)

0.50%

gross/AER for the 2 year term

Minimum Opening Balance

£2,000

Fixed / Variable

Fixed

Withdrawals

None

Interest paid

Annually or Monthly

Interest rate (AER)

0.20%

gross/AER variable rate for 12 months

Minimum Opening Balance

£1

Fixed / Variable

Variable

Fixed / Variable

Variable

Withdrawals

Unlimited

Interest paid

Annually

Interest paid

Annually

Interest rate (AER)

2.50%

gross/AER

Minimum Opening Balance

£25 to £250 a month

Fixed / Variable

Fixed

Fixed / Variable

Fixed

Withdrawals

Unlimited

Interest paid

Annually

Interest paid

Annually

Interest rate (AER)

2.00%

AER/1.98% gross on balances from £1 - £5,000.

0.20%

AER/0.20% gross on any excess above £5,000.

Minimum Opening Balance

£1

Fixed / Variable

Variable

Fixed / Variable

Variable

Withdrawals

Unlimited

Interest paid

Monthly

Interest paid

Monthly

Interest rate (AER)

1.50%

tax free/AER variable

Help to Buy: Backed by HM Government

Minimum Opening Balance

Initial deposit of up to £1,000, followed by top ups of up to £200 a month (including the month of account opening) paid by standing order once a month to be received by the 25th

Fixed / Variable

Variable

Fixed / Variable

Variable

Withdrawals

Unlimited (subject to a minimum balance of £1) but you won’t be able to claim your Help to Buy bonus on any funds withdrawn

Interest paid

Annually

Interest paid

Annually

Interest rate (AER)

0.35%

tax free/AER variable rate for 12 months

Minimum Opening Balance

£1

Fixed / Variable

Variable

Fixed / Variable

Variable

Withdrawals

Unlimited

Interest paid

Annually

Interest paid

Annually

Interest rate (AER)

0.50%

tax free/AER for the 2 year term

Minimum Opening Balance

£500

Fixed / Variable

Fixed

Fixed / Variable

Fixed

Withdrawals

None, by closure only subject to a loss of interest

Interest paid

Annually or Monthly

Interest paid

Annually or Monthly

Interest rate (AER)

2.50%

tax free/AER variable

Minimum Opening Balance

£1

Fixed / Variable

Variable

Fixed / Variable

Variable

Withdrawals

None, until the child is 18

Interest paid

Annually

Interest paid

Annually

Interest rate (AER)

0.50%

gross/AER for the 2 year term

Minimum Opening Balance

£2,000

Fixed / Variable

Fixed

Fixed / Variable

Fixed

Withdrawals

None

Interest paid

Annually or Monthly

Interest paid

Annually or Monthly

Important Information


Rates of interest are subject to change. To check current rates for all our Savings products please see our interest rates section. For a definition of AER, Gross and other terms please view our savings glossary. Tax treatment depends on your individual circumstances and may change.

FSCS


Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). For further information about the compensation provided by the FSCS, refer to the FSCS website at www.fscs.org.uk/. You can also visit our Financial Services Compensation Scheme page for more details.

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