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 Cash AccountClassic AccountClassic Account with Control
Interest and fee free planned overdraft*

  • Up to £25
  • Up to £25
  • Access to Bank of Scotland, Halifax, Lloyds Bank and Sainsbury's cash machines only
  • Access to all ATMs across the UK
  • Access to all ATMs across the UK
  • Helps stop your account from going into an Unplanned Overdraft^

Find out more

Find out more

Upgrade your Classic Account exclusively online
You can upgrade to one of our Added Value Accounts, only through Internet Banking. You'll get standard bank account features, but also a range of additional benefits from third party insurance providers for a monthly fee. Classic Account upgrades not available in branch or over the phone.

Classic Account upgrade options

Account opening is subject to our assessment of your circumstances and to you meeting all eligibility conditions. You must be 18 or over and a UK resident to apply.

* Overdrafts are repayable in full on demand and subject to application and approval.

^ There are a few exceptions to this, so you could still go into an Unplanned Overdraft in situations, including:

  • If you’ve used your Visa debit card somewhere where a retailer can’t check with us, like on an aeroplane.
  • If the Planned Overdraft limit on your account is reduced and you don’t have enough money to keep within your new limit.

Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority except for lending for which we are licensed by the Office of Fair Trading.